Bosch HBF010BR0S User manual

Brand: Bosch

Model: HBF010BR0S

Type: User manual

This manual is also suitable for

3FHJTUFS

\RXU

QHZGHYLFHRQ

0\%RVFKQRZDQG

JHWIUHHEHQHILWV

CPTDIIPNFDPN

XFMDPNF

>HQ@ ,QVWUXFWLRQPDQXDO %XLOWLQRYHQ

%XLOWLQRYHQ

+%)%6



7DEOHRIFRQWHQWV

>HQ@

,QVWUXFWLRQPDQXDO%XLOWLQRYHQ

8 ,QWHQGHGXVH 

( ,PSRUWDQWVDIHW\LQIRUPDWLRQ  

*HQHUDOLQIRUPDWLRQ 

+DORJHQODPS  

] &DXVHVRIGDPDJH  

*HQHUDOLQIRUPDWLRQ 

5 ,QVWDOODWLRQDQGFRQQHFWLRQ  

(OHFWULFDOFRQQHFWLRQ  

0HDVXUHVWREHQRWHGGXULQJWUDQVSRUW 

7 (QYLURQPHQWDOSURWHFWLRQ 

6DYLQJHQHUJ\  

(QYLURQPHQWDOO\IULHQGO\GLVSRVDO 

* *HWWLQJWRNQRZ\RXUDSSOLDQFH  

&RQWUROSDQHO  

7\SHVRIKHDWLQJDQGIXQFWLRQV  

7HPSHUDWXUH 

&RRNLQJFRPSDUWPHQW  

_ $FFHVVRULHV 

$FFHVVRULHVLQFOXGHG 

,QVHUWLQJDFFHVVRULHV 

2SWLRQDODFFHVVRULHV  

K %HIRUHXVLQJIRUWKHILUVWWLPH 

&OHDQLQJWKHFRRNLQJFRPSDUWPHQWDQGDFFHVVRULHV 

1 2SHUDWLQJWKHDSSOLDQFH  

6ZLWFKLQJWKHDSSOLDQFHRQDQGRII 

6HWWLQJWKHW\SHRIKHDWLQJDQGWHPSHUDWXUH  

5DSLGKHDWLQJ  

D &OHDQLQJ  

6XLWDEOHFOHDQLQJDJHQWV  

.HHSLQJWKHDSSOLDQFHFOHDQ  

p 5DLOV 

'HWDFKLQJDQGUHILWWLQJWKHUDLOV 

q $SSOLDQFHGRRU 

'HWDFKLQJDQGDWWDFKLQJWKHRYHQGRRU 

5HPRYLQJDQGLQVWDOOLQJWKHGRRUSDQHOV  

3 7URXEOHVKRRWLQJ

5HFWLI\LQJIDXOWV\RXUVHOI  

5HSODFLQJWKHEXOELQWKHWRSRIWKHFRRNLQJ

FRPSDUWPHQW  

4 &XVWRPHUVHUYLFH 

(QXPEHUDQG)'QXPEHU 

J 7HVWHGIRU\RXLQRXUFRRNLQJVWXGLR 

*HQHUDOLQIRUPDWLRQ 

&DNHVDQGSDVWULHV 

%DNHVDQGJUDWLQV 

3RXOWU\PHDWDQGILVK 

9HJHWDEOHVDQGVLGHGLVKHV  

<RJKXUW 

$FU\ODPLGHLQIRRGVWXIIV  

'U\LQJ  

3URYHGRXJK  

'HIURVWLQJ  

7HVWGLVKHV  

3URGXNWLQIR

$GGLWLRQDOLQIRUPDWLRQRQSURGXFWVDFFHVVRULHV

UHSODFHPHQWSDUWVDQGVHUYLFHVFDQEHIRXQGDW

ZZZERVFKKRPHFRPDQGLQWKHRQOLQHVKRS

ZZZERVFKHVKRSFRP

en ,QWHQGHGXVH



8,QWHQGHGXVH

,QWHQGHG X VH

5HDG WKHVH LQVWUXFWLRQV FDUHIXOO\ 2QO\ WKHQ ZLOO

\RXEHDEOHWRRSHUDWH\RXUDSSOLDQFHVDIHO\

DQG FRUUHFWO\ 5HWDLQ WKH LQVWUXFWLRQ PDQXDO DQG

LQVWDOODWLRQLQVWUXFWLRQVIRUIXWXUHXVHRUIRU

VXEVHTXHQWRZQHUV

7KHLPDJHVVKRZQLQWKHVHLQVWUXFWLRQVDUHIRU

JXLGDQFHRQO\

7KLVDSSOLDQFHLVRQO\LQWHQGHGWREHIXOO\ILWWHG

LQDNLWFKHQ2EVHUYHWKHVSHFLDOLQVWDOODWLRQ

LQVWUXFWLRQV

&KHFNWKHDSSOLDQFHIRUGDPDJHDIWHU

XQSDFNLQJLW'RQRWFRQQHFWWKHDSSOLDQFHLILW

KDVEHHQGDPDJHGLQWUDQVSRUW

2QO\DOLFHQVHGSURIHVVLRQDOPD\FRQQHFW

DSSOLDQFHVZLWKRXWSOXJV'DPDJHFDXVHGE\

LQFRUUHFWFRQQHFWLRQLVQRWFRYHUHGXQGHU

ZDUUDQW\

7KLVDSSOLDQFHLVLQWHQGHGIRUGRPHVWLFXVH

RQO\7KHDSSOLDQFHPXVWRQO\EHXVHGIRUWKH

SUHSDUDWLRQRIIRRGDQGGULQN7KHDSSOLDQFH

PXVWEHVXSHUYLVHGGXULQJRSHUDWLRQ2QO\XVH

WKLVDSSOLDQFHLQGRRUV

7KLVDSSOLDQFHLVLQWHQGHGIRUXVHXSWRD

PD[LPXPKHLJKWRI PHWUHVDERYHVHD

OHYHO

7KLV DSSOLDQFH PD\ EH XVHG E\ FKLOGUHQ RYHU WKH

DJH RI  \HDUV ROG DQG E\ SHUVRQV ZLWK UHGXFHG

SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUE\

SHUVRQV ZLWK D ODFN RI H[SHULHQFH RU NQRZOHGJH

LIWKH\DUHVXSHUYLVHGRUDUHLQVWUXFWHGE\D

SHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\KRZWRXVH

WKHDSSOLDQFHVDIHO\DQGKDYHXQGHUVWRRGWKH

DVVRFLDWHGKD]DUGV

&KLOGUHQPXVWQRWSOD\ZLWKRQRUDURXQGWKH

DSSOLDQFH&KLOGUHQPXVWQRWFOHDQWKH

DSSOLDQFHRUFDUU\RXWJHQHUDOPDLQWHQDQFH

XQOHVVWKH\DUHDWOHDVW \HDUVROGDQGDUH

EHLQJVXSHUYLVHG

.HHSFKLOGUHQEHORZWKHDJHRI \HDUVROGDWD

VDIHGLVWDQFHIURPWKHDSSOLDQFHDQGSRZHU

FDEOH

$OZD\VVOLGHDFFHVVRULHVLQWRWKHFRRNLQJ

FRPSDUWPHQWWKHULJKWZD\URXQG

~ $FFHVVRULHVRQ SDJH 

(,PSRUWDQWVDIHW\

LQIRUPDWLRQ

,PSRUWDQW VDIHW\ LQIRUPDWLRQ

*HQHUDOLQIRUPDWLRQ

::DUQLQJ² 5LVNRIILUH

■ &RPEXVWLEOHLWHPVVWRUHGLQWKHFRRNLQJ

FRPSDUWPHQWPD\FDWFKILUH1HYHUVWRUH

FRPEXVWLEOHLWHPVLQWKHFRRNLQJ

FRPSDUWPHQW 1HYHU RSHQ WKH DSSOLDQFH GRRU

LIWKHUHLVVPRNHLQVLGH6ZLWFKRIIWKH

DSSOLDQFHDQGXQSOXJLWIURPWKHPDLQVRU

VZLWFKRIIWKHFLUFXLWEUHDNHULQWKHIXVHER[

5LVNRIILUH

■ /RRVHIRRGUHPQDQWVIDWDQGPHDWMXLFHV

PD\FDWFKILUH%HIRUHXVLQJWKHDSSOLDQFH

UHPRYHWKHZRUVWRIWKHIRRGUHPQDQWVIURP

WKHFRRNLQJFRPSDUWPHQWKHDWLQJHOHPHQWV

DQGDFFHVVRULHV

5LVNRIILUH

■ $ GUDXJKW LV FUHDWHG ZKHQ WKH DSSOLDQFH GRRU

LV RSHQHG *UHDVHSURRI SDSHU PD\ FRPH LQWR

FRQWDFWZLWKWKHKHDWLQJHOHPHQWDQGFDWFK

ILUH'RQRWSODFHJUHDVHSURRISDSHUORRVHO\

RYHUDFFHVVRULHVGXULQJSUHKHDWLQJ$OZD\V

ZHLJKWGRZQWKHJUHDVHSURRISDSHUZLWKD

GLVKRUDEDNLQJWLQ2QO\FRYHUWKHVXUIDFH

UHTXLUHGZLWKJUHDVHSURRISDSHU

*UHDVHSURRISDSHUPXVWQRWSURWUXGHRYHU

WKHDFFHVVRULHV

::DUQLQJ² 5LVNRIEXUQV

■ 7KHDSSOLDQFHEHFRPHVYHU\KRW1HYHU

WRXFKWKHLQWHULRUVXUIDFHVRIWKHFRRNLQJ

FRPSDUWPHQWRUWKHKHDWLQJHOHPHQWV

$OZD\VDOORZWKHDSSOLDQFHWRFRROGRZQ

.HHSFKLOGUHQDWDVDIHGLVWDQFH

5LVNRIVHULRXVEXUQV

■ $FFHVVRULHV DQG RYHQZDUH EHFRPH YHU\ KRW

$OZD\VXVHRYHQJORYHVWRUHPRYH

DFFHVVRULHVRURYHQZDUHIURPWKHFRRNLQJ

FRPSDUWPHQW

5LVNRIEXUQV

■ $OFRKROLFYDSRXUVPD\FDWFKILUHLQWKHKRW

FRRNLQJFRPSDUWPHQW1HYHUSUHSDUHIRRG

FRQWDLQLQJODUJHTXDQWLWLHVRIGULQNVZLWKD

KLJKDOFRKROFRQWHQW2QO\XVHVPDOO

TXDQWLWLHVRIGULQNVZLWKDKLJKDOFRKRO

FRQWHQW2SHQWKHDSSOLDQFHGRRUZLWKFDUH

::DUQLQJ² 5LVNRIVFDOGLQJ

■ 7KHDFFHVVLEOHSDUWVEHFRPHKRWGXULQJ

RSHUDWLRQ1HYHUWRXFKWKHKRWSDUWV.HHS

FKLOGUHQDWDVDIHGLVWDQFH

5LVNRIVFDOGLQJ

■ :KHQ\RXRSHQWKHDSSOLDQFHGRRUKRW

VWHDP FDQ HVFDSH 6WHDP PD\ QRW EH YLVLEOH

GHSHQGLQJRQLWVWHPSHUDWXUH:KHQ

RSHQLQJGRQRWVWDQGWRRFORVHWRWKH

DSSOLDQFH 2SHQ WKH DSSOLDQFH GRRU FDUHIXOO\

.HHSFKLOGUHQDZD\

5LVNRIVFDOGLQJ

■ :DWHULQDKRWFRRNLQJFRPSDUWPHQWPD\

FUHDWHKRWVWHDP1HYHUSRXUZDWHULQWRWKH

FRRNLQJFRPSDUWPHQWZKHQWKHFRRNLQJ

FRPSDUWPHQWLVKRW

&DXVHVRIGDPDJH HQ



::DUQLQJ² 5LVNRILQMXU\

■ 6FUDWFKHGJODVVLQWKHDSSOLDQFHGRRUPD\

GHYHORSLQWRDFUDFN'RQRWXVHDJODVV

VFUDSHUVKDUSRUDEUDVLYHFOHDQLQJDLGVRU

GHWHUJHQWV

5LVNRILQMXU\

■ 7KH KLQJHV RQ WKH DSSOLDQFH GRRU PRYH ZKHQ

RSHQLQJDQGFORVLQJWKHGRRUDQG\RXPD\

EHWUDSSHG.HHS\RXUKDQGVDZD\IURPWKH

KLQJHV

5LVNRILQMXU\

■ ,I\RXOHDYHWKHDSSOLDQFHGRRURSHQSHRSOH

PD\EXPSLQWRLWUHVXOWLQJLQLQMXU\7KH

DSSOLDQFHGRRUPXVWEHNHSWFORVHGERWK

ZKLOHWKHDSSOLDQFHLVLQRSHUDWLRQDQGZKHQ

LWKDVILQLVKHG

::DUQLQJ² 5LVNRIHOHFWULFVKRFN

■ ,QFRUUHFW UHSDLUV DUH GDQJHURXV 5HSDLUV PD\

RQO\EHFDUULHGRXWDQGGDPDJHGSRZHU

FDEOHVUHSODFHGE\RQHRIRXUWUDLQHGDIWHU

VDOHVWHFKQLFLDQV,IWKHDSSOLDQFHLV

GHIHFWLYHXQSOXJWKHDSSOLDQFHIURPWKH

PDLQVRUVZLWFKRIIWKHFLUFXLWEUHDNHULQWKH

IXVHER[&RQWDFWWKHDIWHUVDOHVVHUYLFH

5LVNRIHOHFWULFVKRFNDQGVHULRXVLQMXU\

■ 7KHFDEOHLQVXODWLRQRQHOHFWULFDODSSOLDQFHV

PD\PHOWZKHQWRXFKLQJKRWSDUWVRIWKH

DSSOLDQFH1HYHUEULQJHOHFWULFDODSSOLDQFH

FDEOHVLQWRFRQWDFWZLWKKRWSDUWVRIWKH

DSSOLDQFH

5LVNRIHOHFWULFVKRFN

■ 'RQRWXVHDQ\KLJKSUHVVXUHFOHDQHUVRU

VWHDPFOHDQHUVZKLFKFDQUHVXOWLQDQ

HOHFWULFVKRFN

5LVNRIHOHFWULFVKRFN

■ $GHIHFWLYHDSSOLDQFHPD\FDXVHHOHFWULF

VKRFN 1HYHU VZLWFK RQ D GHIHFWLYH DSSOLDQFH

8QSOXJWKHDSSOLDQFHIURPWKHPDLQVRU

VZLWFKRIIWKHFLUFXLWEUHDNHULQWKHIXVHER[

&RQWDFWWKHDIWHUVDOHVVHUYLFH

+DORJHQODPS

::DUQLQJ² 5LVNRIEXUQV

7KHEXOEVLQWKHFRRNLQJFRPSDUWPHQWEHFRPH

YHU\ KRW 7KHUH LV VWLOO D ULVN RI EXUQLQJ \RXU VNLQ

IRU VRPH WLPH DIWHU WKH\ KDYH EHHQ VZLWFKHG RII

'R QRW WRXFK WKH JODVV FRYHU $YRLG FRQWDFW ZLWK

\RXUVNLQZKHQFOHDQLQJ

::DUQLQJ² 5LVNRIHOHFWULFVKRFN

:KHQUHSODFLQJWKHFRRNLQJFRPSDUWPHQWEXOE

WKHEXOEVRFNHWFRQWDFWVDUHOLYH%HIRUH

UHSODFLQJWKHEXOEXQSOXJWKHDSSOLDQFHIURP

WKHPDLQVRUVZLWFKRIIWKHFLUFXLWEUHDNHULQWKH

IXVHER[

]&DXVHVRIGDPDJH

&DXVHV R I GDPDJH

*HQHUDOLQIRUPDWLRQ

&DXWLRQ

■ $FFHVVRULHVIRLOJUHDVHSURRISDSHURURYHQZDUHRQ

WKHFRRNLQJFRPSDUWPHQWIORRUGRQRWSODFH

DFFHVVRULHV RQ WKH FRRNLQJ FRPSDUWPHQW IORRU 'R QRW

FRYHUWKHFRRNLQJFRPSDUWPHQWIORRUZLWKDQ\VRUWRI

IRLORUJUHDVHSURRISDSHU'RQRWSODFHRYHQZDUHRQ

WKH FRRNLQJ FRPSDUWPHQW IORRU LI D WHPSHUDWXUH RI RYHU

 &KDVEHHQVHW7KLVZLOOFDXVHKHDWWR

DFFXPXODWH7KHEDNLQJDQGURDVWLQJWLPHVZLOOQR

ORQJHUEHFRUUHFWDQGWKHHQDPHOZLOOEHGDPDJHG

■ $OXPLQLXPIRLO$OXPLQLXPIRLOLQWKHFRRNLQJ

FRPSDUWPHQW PXVW QRW FRPH LQWR FRQWDFW ZLWK WKH GRRU

JODVV7KLVFRXOGFDXVHSHUPDQHQWGLVFRORXUDWLRQRI

WKHGRRUJODVV

■ :DWHULQDKRWFRRNLQJFRPSDUWPHQWGRQRWSRXU

ZDWHULQWRWKHFRRNLQJFRPSDUWPHQWZKHQLWLVKRW

7KLVZLOOFDXVHVWHDP7KHWHPSHUDWXUHFKDQJHFDQ

FDXVHGDPDJHWRWKHHQDPHO

■ 0RLVWXUHLQWKHFRRNLQJFRPSDUWPHQW2YHUDQ

H[WHQGHGSHULRGRIWLPHPRLVWXUHLQWKHFRRNLQJ

FRPSDUWPHQW PD\ OHDG WR FRUURVLRQ $OORZ WKH FRRNLQJ

FRPSDUWPHQWWRGU\DIWHUXVH'RQRWNHHSPRLVWIRRG

LQWKHFORVHGFRRNLQJFRPSDUWPHQWIRUH[WHQGHG

SHULRGVRIWLPH'RQRWVWRUHIRRGLQWKHFRRNLQJ

FRPSDUWPHQW

■ &RROLQJZLWKWKHDSSOLDQFHGRRURSHQ)ROORZLQJ

RSHUDWLRQ DW KLJK WHPSHUDWXUHV RQO\ DOORZ WKH FRRNLQJ

FRPSDUWPHQWWRFRROGRZQZLWKWKHGRRUFORVHG'R

QRWWUDSDQ\WKLQJLQWKHDSSOLDQFHGRRU(YHQLIWKH

GRRULVRQO\OHIWRSHQDFUDFNWKHIURQWRIQHDUE\

IXUQLWXUHPD\EHFRPHGDPDJHGRYHUWLPH

2QO\OHDYHWKHFRRNLQJFRPSDUWPHQWWRGU\ZLWKWKH

GRRURSHQLIDORWRIPRLVWXUHZDVSURGXFHGZKLOVWWKH

RYHQZDVRSHUDWLQJ

■ )UXLWMXLFHZKHQEDNLQJSDUWLFXODUO\MXLF\IUXLWSLHVGR

QRWSDFNWKHEDNLQJWUD\WRRJHQHURXVO\)UXLWMXLFH

GULSSLQJ IURP WKH EDNLQJ WUD\ OHDYHV VWDLQV WKDW FDQQRW

EHUHPRYHG,ISRVVLEOHXVHWKHGHHSHUXQLYHUVDOSDQ

■ ([WUHPHO\GLUW\VHDO,IWKHVHDOLVYHU\GLUW\WKH

DSSOLDQFHGRRUZLOOQRORQJHUFORVHSURSHUO\GXULQJ

RSHUDWLRQ7KHIURQWVRIDGMDFHQWXQLWVFRXOGEH

GDPDJHG$OZD\VNHHSWKHVHDOFOHDQ ~ &OHDQLQJ

RQ SDJH 

■ $SSOLDQFHGRRUDVDVHDWVKHOIRUZRUNWRS'RQRWVLW

RQ WKH DSSOLDQFH GRRU RU SODFH RU KDQJ DQ\WKLQJ RQ LW

'RQRWSODFHDQ\FRRNZDUHRUDFFHVVRULHVRQWKH

DSSOLDQFHGRRU

■ ,QVHUWLQJDFFHVVRULHVGHSHQGLQJRQWKHDSSOLDQFH

PRGHODFFHVVRULHVFDQVFUDWFKWKHGRRUSDQHOZKHQ

FORVLQJWKHDSSOLDQFHGRRU$OZD\VLQVHUWWKH

DFFHVVRULHVLQWRWKHFRRNLQJFRPSDUWPHQWDVIDUDV

WKH\ZLOOJR

■ &DUU\LQJWKHDSSOLDQFHGRQRWFDUU\RUKROGWKH

DSSOLDQFH E\ WKH GRRU KDQGOH 7KH GRRU KDQGOH FDQQRW

VXSSRUWWKHZHLJKWRIWKHDSSOLDQFHDQGFRXOGEUHDN

en ,QVWDOODWLRQDQGFRQQHFWLRQ



5,QVWDOODWLRQDQG

FRQQHFWLRQ

,QVWDOODWLRQ DQG FRQQHFWLRQ

7KLVDSSOLDQFHLVRQO\LQWHQGHGWREHIXOO\ILWWHGLQD

NLWFKHQ2EVHUYHWKHVSHFLDOLQVWDOODWLRQLQVWUXFWLRQV

'RQRWLQVWDOOWKHDSSOLDQFHEHKLQGDGHFRUDWLYHGRRURU

WKH GRRU RI D NLWFKHQ XQLW DV WKLV PD\ FDXVH WKH DSSOLDQFH

WRRYHUKHDW

(OHFWULFDOFRQQHFWLRQ

2QO\OLFHQVHGVSHFLDOLVWVPD\FRQQHFWWKHDSSOLDQFH,WLV

LPSRUWDQWWKDW\RXFRPSO\ZLWKWKHUHTXLUHPHQWVRI\RXU

HOHFWULFLW\VXSSOLHU

$Q\GDPDJHDULVLQJIURPWKHDSSOLDQFHEHLQJFRQQHFWHG

LQFRUUHFWO\ZLOOLQYDOLGDWHWKHZDUUDQW\

&DXWLRQ

,IWKHVXSSO\FRUGLVGDPDJHGLWPXVWEHUHSODFHGE\WKH

PDQXIDFWXUHULWVVHUYLFHDJHQWRUVLPLODUO\TXDOLILHG

SHUVRQVLQRUGHUWRDYRLGDKD]DUG

■ 7KHDSSOLDQFHPXVWEHGLVFRQQHFWHGIURPWKHSRZHU

VXSSO\ZKHQHYHULQVWDOODWLRQZRUNLVEHLQJFDUULHGRXW

■ 7KHDSSOLDQFHIXOILOVWKHUHTXLUHPHQWVRISURWHFWLRQ

FODVV,DQGPD\RQO\EHFRQQHFWHGWRDQHDUWKHG

VRFNHW

■ 7KH PDLQV SRZHU FDEOH PXVW EH DW OHDVW W\SH + 9 9

) *PPò

::DUQLQJ² 'DQJHURIGHDWK

7KHUHLVDULVNRIHOHFWULFVKRFNLI\RXWRXFKOLYH

FRPSRQHQWV

■ $OZD\V PDNH VXUH \RXU KDQGV DUH GU\ ZKHQ \RX WRXFK

RUKROGWKHPDLQVSOXJ

■ 2QO\ SXOO RXW WKH PDLQV FDEOH E\ WDNLQJ KROG RI WKH SOXJ

DQGUHPRYLQJWKHSOXJQHYHUSXOOLWRXWE\WKHPDLQV

FDEOHLWVHOIDVWKLVFRXOGGDPDJHLW

■ 1HYHUXQSOXJWKHPDLQVSOXJZKHQWKHDSSOLDQFHLVLQ

RSHUDWLRQ

3OHDVHQRWHWKHIROORZLQJLQIRUPDWLRQDQGHQVXUHWKDW

1RWHV

■ 7KHPDLQVSOXJILWVWKHVRFNHW

■ 7KHFDEOHFURVVVHFWLRQLVDGHTXDWH

■ 7KHHDUWKLQJV\VWHPLVSURSHUO\LQVWDOOHG

■ 7KHPDLQVFDEOHLVRQO\UHSODFHGE\DTXDOLILHG

HOHFWULFLDQLIWKLVLVQHFHVVDU\6SDUHPDLQVFDEOHV

FDQEHRUGHUHGIURPRXUDIWHUVDOHVVHUYLFH

■ 1RSRZHUVWULSVPXOWLZD\FRQQHFWRUVRUH[WHQVLRQ

FDEOHVDUHXVHG

■ ,IXVLQJDUHVLGXDOFXUUHQWGHYLFHRQO\XVHRQHWKDW

EHDUVWKHPDUN z

7KHSUHVHQFHRIWKLVPDUNLVWKHRQO\ZD\WREHVXUH

WKDWLWIXOILOVDOOWKHDSSOLFDEOHUHJXODWLRQV

■ 7KHPDLQVSOXJFDQEHDFFHVVHGDWDOOWLPHV

■ 7KHPDLQVFDEOHLVQRWNLQNHGFUXVKHGPRGLILHGRU

VHYHUHG

■ 7KH PDLQV FDEOH GRHV QRW FRPH LQWR FRQWDFW ZLWK KHDW

VRXUFHV

0HDVXUHVWREHQRWHGGXULQJWUDQVSRUW

6HFXUHDOOPRELOHSDUWVLQDQGRQWKHDSSOLDQFHXVLQJDQ

DGKHVLYHWDSHWKDWFDQEHUHPRYHGZLWKRXWOHDYLQJDQ\

WUDFHV3XVKDOODFFHVVRULHVHJEDNLQJWUD\LQWRWKH

FRUUHVSRQGLQJ VORWV ZLWK FDUGERDUG DW WKH HGJHV LQ RUGHU

WRDYRLGGDPDJLQJWKHDSSOLDQFH3ODFHFDUGERDUGRU

VLPLODUEHWZHHQWKHIURQWDQGUHDUVLGHWRSUHYHQWNQRFNV

DJDLQVW WKH LQVLGH RI WKH JODVV GRRU 6HFXUH WKH GRRU DQG

LIDYDLODEOHWKHWRSFRYHUWRWKHDSSOLDQFHVLGHVXVLQJ

DGKHVLYHWDSH

.HHS WKH RULJLQDO DSSOLDQFH SDFNDJLQJ 2QO\ WUDQVSRUW WKH

DSSOLDQFH LQ WKH RULJLQDO SDFNDJLQJ 2EVHUYH WKH WUDQVSRUW

DUURZVRQWKHSDFNDJLQJ

,IWKHRULJLQDOSDFNDJLQJLVQRORQJHUDYDLODEOH

SDFNWKHDSSOLDQFHLQSURWHFWLYHSDFNDJLQJWRJXDUDQWHH

VXIILFLHQWSURWHFWLRQDJDLQVWDQ\WUDQVSRUWGDPDJH

7UDQVSRUW WKH DSSOLDQFH LQ DQ XSULJKW SRVLWLRQ 'R QRW KROG

WKHDSSOLDQFHE\WKHGRRUKDQGOHRUWKHFRQQHFWLRQVRQ

WKHUHDUDVWKHVHFRXOGEHGDPDJHG'RQRWSODFHDQ\

KHDY\REMHFWVRQWKHDSSOLDQFH

(QYLURQPHQWDOSURWHFWLRQ HQ



7(QYLURQPHQWDOSURWHFWLRQ

(QYLURQPHQWDO SURWHFWLRQ

<RXUQHZDSSOLDQFHLVSDUWLFXODUO\HQHUJ\HIILFLHQW+HUH

\RX FDQ ILQG WLSV RQ KRZ WR VDYH HYHQ PRUH HQHUJ\ ZKHQ

XVLQJ WKH DSSOLDQFH DQG KRZ WR GLVSRVH RI \RXU DSSOLDQFH

SURSHUO\

6DYLQJHQHUJ\

■ 2QO\SUHKHDWWKHDSSOLDQFHLIWKLVLVVSHFLILHGLQWKH

UHFLSHRULQWKHWDEOHVLQWKHRSHUDWLQJLQVWUXFWLRQV

■ /HDYHIUR]HQIRRGWRGHIURVWEHIRUHSODFLQJLWLQWKH

FRRNLQJFRPSDUWPHQW

■ 8VHEDNLQJWLQVWKDWDUHGDUNFRORXUHGSDLQWHGEODFN

RUKDYHDQHQDPHOFRDWLQJ7KHVHDEVRUEWKHKHDW

SDUWLFXODUO\ZHOO

■ 5HPRYHDQ\XQQHFHVVDU\DFFHVVRULHVIURPWKH

FRRNLQJFRPSDUWPHQW

■ 2SHQWKHDSSOLDQFHGRRUDVLQIUHTXHQWO\DVSRVVLEOH

ZKHQWKHDSSOLDQFHLVLQXVH

■ ,W LV EHVW WR EDNH VHYHUDO FDNHV RQH DIWHU WKH RWKHU 7KH

FRRNLQJFRPSDUWPHQWVWD\VZDUP7KLVUHGXFHVWKH

EDNLQJWLPHIRUWKHVHFRQGFDNH<RXFDQSODFHWZR

FDNHWLQVQH[WWRHDFKRWKHULQWKHFRRNLQJ

FRPSDUWPHQW

■ )RU ORQJHU FRRNLQJ WLPHV \RX FDQ VZLWFK WKH DSSOLDQFH

RII PLQXWHVEHIRUHWKHHQGRIWKHFRRNLQJWLPHDQG

XVHWKHUHVLGXDOKHDWWRILQLVKFRRNLQJ

(QYLURQPHQWDOO\IULHQGO\GLVSRVDO

'LVSRVHRISDFNDJLQJLQDQHQYLURQPHQWDOO\IULHQGO\

PDQQHU

7KLVDSSOLDQFHLVODEHOOHGLQDFFRUGDQFHZLWK

(XURSHDQ 'LUHFWLYH (8 FRQFHUQLQJ XVHG

HOHFWULFDODQGHOHFWURQLFDSSOLDQFHVZDVWH

HOHFWULFDO DQG HOHFWURQLF HTXLSPHQW  :((( 7KH

JXLGHOLQH GHWHUPLQHV WKH IUDPHZRUN IRU WKH UHWXUQ

DQGUHF\FOLQJRIXVHGDSSOLDQFHVDVDSSOLFDEOH

WKURXJKRXWWKH(8

en *HWWLQJWRNQRZ\RXUDSSOLDQFH



**HWWLQJWRNQRZ\RXU

DSSOLDQFH

*HWWLQJ WR NQRZ \RXU DSSOLDQFH

,Q WKLV VHFWLRQ ZH ZLOO H[SODLQ WKH LQGLFDWRUV DQG FRQWUROV

<RXZLOODOVRILQGRXWDERXWWKHYDULRXVIXQFWLRQVRI\RXU

DSSOLDQFH

1RWH 'HSHQGLQJRQWKHDSSOLDQFHPRGHOLQGLYLGXDO

GHWDLOVDQGFRORXUVPD\GLIIHU

&RQWUROSDQHO

<RXFDQVHW\RXUDSSOLDQFHVYDULRXVIXQFWLRQVRQWKH

FRQWUROSDQHO%HORZ\RXZLOOVHHDQRYHUYLHZRIWKH

FRQWUROSDQHODQGWKHOD\RXWRIWKHFRQWUROV

1RWH 2QVRPHDSSOLDQFHVWKHFRQWURONQREVFDQEH

SXVKHG LQ 7R SXVK WKH FRQWURO NQRE LQ DQG HQJDJH LW RU WR

UHOHDVHLWDJDLQWXUQLWWRWKH2IISRVLWLRQ

7\SHVRIKHDWLQJDQGIXQFWLRQV

8VHWKHIXQFWLRQVHOHFWRUWRVHWWKHW\SHVRIKHDWLQJDQG

RWKHUIXQFWLRQV

7RPDNHVXUH\RXDOZD\VXVHWKHULJKWW\SHRIKHDWLQJWR

FRRN\RXUIRRGZHKDYHH[SODLQHGWKHGLIIHUHQFHVDQG

DSSOLFDWLRQVEHORZ







 

( )XQFWLRQVHOHFWRU

8VH WKH IXQFWLRQ VHOHFWRU WR VHW WKH KHDWLQJ IXQFWLRQ

RURWKHUIXQFWLRQV

<RXFDQWXUQWKHIXQFWLRQVHOHFWRUFORFNZLVHRUDQWL

FORFNZLVHIURPWKH2IISRVLWLRQ

0 7HPSHUDWXUHVHOHFWRU

8VH WKH WHPSHUDWXUH VHOHFWRU WR VHW WKH WHPSHUDWXUH

IRU WKH KHDWLQJ IXQFWLRQ RU VHOHFW WKH VHWWLQJ IRU RWKHU

IXQFWLRQV

<RXFDQRQO\WXUQWKHWHPSHUDWXUHVHOHFWRU

FORFNZLVHIURPWKH2IISRVLWLRQXQWLOLWRIIHUV

UHVLVWDQFH'RQRWWXUQWKHVHOHFWRUEH\RQGWKLV

SRLQW

7\SHRIKHDWLQJ 8VH

'KRWDLU )RUEDNLQJDQGURDVWLQJRQRQHRUPRUHOHYHOV

7KHIDQGLVWULEXWHVWKHKHDWIURPWKHULQJKHDWLQJHOHPHQWLQWKHEDFNSDQHOHYHQO\

DURXQGWKHFRRNLQJFRPSDUWPHQW

*HQWOHKRWDLU )RUJHQWO\FRRNLQJVHOHFWHGW\SHVRIIRRGRQRQHOHYHOZLWKRXWSUHKHDWLQJ

7KH IDQ GLVWULEXWHV WKH KHDW IURP WKH ULQJVKDSHG KHDWLQJ HOHPHQW LQ WKH EDFN SDQHO

DURXQGWKHFRRNLQJFRPSDUWPHQW

7KLV KHDWLQJ IXQFWLRQ LV XVHG WR PHDVXUH ERWK WKH HQHUJ\ FRQVXPSWLRQ LQ DLU UHFLUFX

ODWLRQPRGHDQGWKHHQHUJ\HIILFLHQF\FODVV

(

*ULOOODUJHDUHD )RUJULOOLQJIODWLWHPVVXFKDVVWHDNVRUVDXVDJHVIRUPDNLQJWRDVWDQGIRUEURZQ

LQJIRRG

7KHZKROHDUHDEHORZWKHJULOOHOHPHQWEHFRPHVKRW

&LUFXODWHGDLUJULOOLQJ )RUURDVWLQJSRXOWU\ZKROHILVKDQGODUJHUSLHFHVRIPHDW

7KH JULOO HOHPHQW DQG WKH IDQ VZLWFK RQ DQG RII DOWHUQDWHO\ 7KH IDQ FLUFXODWHV WKH KRW

DLUDURXQGWKHIRRG

*HWWLQJWRNQRZ\RXUDSSOLDQFH HQ





2WKHUIXQFWLRQV

<RXUQHZRYHQKDV\HWPRUHIXQFWLRQVVHHEHORZIRUD

EULHIGHVFULSWLRQRIWKHVH



7HPSHUDWXUH

8VH WKH WHPSHUDWXUH VHOHFWRU WR VHW WKH WHPSHUDWXUH LQ WKH

FRRNLQJFRPSDUWPHQW<RXFDQDOVRXVHLWWRVHOHFWWKH

VHWWLQJVIRURWKHUIXQFWLRQV

:KHQFRRNLQJDWYHU\KLJKWHPSHUDWXUHVWKHDSSOLDQFH

ORZHUVWKHWHPSHUDWXUHVOLJKWO\DIWHUDQH[WHQGHGSHULRG



7HPSHUDWXUHGLVSOD\

:KHQWKHDSSOLDQFHLVKHDWLQJWKHLQGLFDWRUODPSDERYH

WKH WHPSHUDWXUH VHOHFWRU LV OLW ,W JRHV RXW GXULQJ SDXVHV LQ

WKHKHDWLQJ

:KHQ\RXDUHSUHKHDWLQJWKHDSSOLDQFHWKHRSWLPDOWLPH

WRSODFH\RXUIRRGLQWKHFRRNLQJFRPSDUWPHQWLVZKHQ

WKHLQGLFDWRUODPSILUVWJRHVRXW

1RWH 'XHWRWKHUPDOLQHUWLDWKHWHPSHUDWXUHGLVSOD\HG

PD\EHVOLJKWO\GLIIHUHQWWRWKHDFWXDOWHPSHUDWXUHLQVLGH

WKHRYHQ

&RRNLQJFRPSDUWPHQW

9DULRXVIXQFWLRQVLQWKHFRRNLQJFRPSDUWPHQWPDNH\RXU

DSSOLDQFHHDVLHUWRXVH)RUH[DPSOHWKHFRRNLQJ

FRPSDUWPHQWLVZHOOOLWDQGDFRROLQJIDQSUHYHQWVWKH

DSSOLDQFHIURPRYHUKHDWLQJ

2SHQLQJWKHDSSOLDQFHGRRU

,I\RXRSHQWKHDSSOLDQFHGRRUZKHQWKHDSSOLDQFHLVLQ

RSHUDWLRQWKHDSSOLDQFHZLOOFRQWLQXHWRRSHUDWHDV

EHIRUH

,QWHULRUOLJKWLQJ

:LWKPRVWKHDWLQJIXQFWLRQVDQGRWKHUIXQFWLRQVWKH

LQWHULRUOLJKWLQJLQWKHFRRNLQJFRPSDUWPHQWZLOOUHPDLQOLW

ZKLOH WKH RYHQ LV LQ RSHUDWLRQ :KHQ WKH IXQFWLRQ VHOHFWRU

LVWXUQHGWREULQJRSHUDWLRQWRDQHQGWKHOLJKWLQJZLOOJR

RXW

%\WXUQLQJWKHIXQFWLRQVHOHFWRUWRWKHLQWHULRUOLJKWLQJ

VHWWLQJ \RX FDQ VZLWFK RQ WKH OLJKWLQJ ZLWKRXW KHDWLQJ WKH

RYHQ7KLVPDNHVLWHDVLHUWRFOHDQ\RXUDSSOLDQFHIRU

H[DPSOH

&RROLQJIDQ

7KHFRROLQJIDQVZLWFKHVRQDQGRIIDVUHTXLUHG7KHKRW

DLUHVFDSHVDERYHWKHGRRU

&DXWLRQ

'RQRWFRYHUWKHYHQWLODWLRQVORWV2WKHUZLVHWKH

DSSOLDQFHPD\RYHUKHDW

6RWKDWWKHFRRNLQJFRPSDUWPHQWFRROVGRZQPRUH

TXLFNO\ DIWHU RSHUDWLRQ WKH FRROLQJ IDQ FRQWLQXHV WR UXQ IRU

DFHUWDLQSHULRGDIWHUZDUGV

7RSERWWRPKHDWLQJ )RUWUDGLWLRQDOEDNLQJDQGURDVWLQJRQRQHOHYHO(VSHFLDOO\VXLWDEOHIRUFDNHVZLWK

PRLVWWRSSLQJV

+HDWLVHPLWWHGHYHQO\IURPDERYHDQGEHORZ

7KLVKHDWLQJIXQFWLRQLVXVHGWRPHDVXUHWKHHQHUJ\FRQVXPSWLRQLQWKHFRQYHQ

WLRQDOPRGH

)XQFWLRQ 8VH

5DSLGKHDWLQJ 3UHKHDWVWKHFRRNLQJFRPSDUWPHQWUDSLGO\ZLWKRXWDFFHVVRULHV

,QWHULRUOLJKWLQJ 6ZLWFKHVRQWKHLQWHULRUOLJKWLQJDOORWKHUIXQFWLRQVUHPDLQRII

0DNHVLWHDVLHUWRFOHDQWKHFRRNLQJFRPSDUWPHQWIRUH[DPSOH

3RVLWLRQ 0HDQLQJ

Ú 2IISRVLWLRQ 7KHDSSOLDQFHLVQRWKHDWLQJ

 7HPSHUDWXUH

UDQJH

7KHWHPSHUDWXUHWKDWFDQEHVHWLQ

WKHFRRNLQJFRPSDUWPHQWLQ&



,,,,,,

*ULOOVHWWLQJV 7KHFRQILJXUDEOHVHWWLQJVIRUWKH

JULOOODUJHDUHD

(

DQGVPDOO

DUHD

GHSHQGLQJRQWKHDSSOL

DQFHPRGHO

6HWWLQJ ORZ

6HWWLQJ PHGLXP

6HWWLQJ KLJK

en $FFHVVRULHV



_$FFHVVRULHV

$FFHVV RULHV

<RXUDSSOLDQFHLVDFFRPSDQLHGE\DUDQJHRI

DFFHVVRULHV+HUH\RXFDQILQGDQRYHUYLHZRIWKH

DFFHVVRULHV LQFOXGHG DQG LQIRUPDWLRQ RQ KRZ WR XVH WKHP

FRUUHFWO\

$FFHVVRULHVLQFOXGHG

<RXUDSSOLDQFHLVHTXLSSHGZLWKWKHIROORZLQJ

DFFHVVRULHV



2QO\XVHJHQXLQHDFFHVVRULHV7KH\DUHVSHFLDOO\

DGDSWHGIRU\RXUDSSOLDQFH

<RXFDQEX\DFFHVVRULHVIURPWKHDIWHUVDOHVVHUYLFH

IURPVSHFLDOLVWUHWDLOHUVRURQOLQH

1RWH 7KH DFFHVVRULHV PD\ EHFRPH GHIRUPHG ZKHQ WKH\

EHFRPH KRW 7KLV GRHV QRW DIIHFW WKHLU IXQFWLRQ 2QFH WKH\

FRROGRZQDJDLQWKH\UHJDLQWKHLURULJLQDOVKDSH

,QVHUWLQJDFFHVVRULHV

7KHFRRNLQJFRPSDUWPHQWKDVILYHVKHOISRVLWLRQV7KH

VKHOISRVLWLRQVDUHFRXQWHGIURPWKHERWWRPXS

,QVRPHDSSOLDQFHVWKHKLJKHVWVKHOISRVLWLRQLVPDUNHG

RQWKHFRRNLQJFRPSDUWPHQWE\WKHJULOOV\PERO

$OZD\V LQVHUW DFFHVVRULHV EHWZHHQ WKH WZR JXLGH URGV IRU

WKHVKHOISRVLWLRQ

$FFHVVRULHVFDQEHSXOOHGRXWDSSUR[LPDWHO\KDOIZD\

ZLWKRXWWLSSLQJ

:KHQVOLGLQJDFFHVVRULHVLQWRWKHFRRNLQJFRPSDUWPHQW

HQVXUHWKDWWKHNLQNLQWKHVLGHUDLOLVDWWKHEDFN2QO\

WKHQZLOOWKH\ORFNLQSODFH

1RWHV

■ +ROGWKHEDNLQJWUD\VHFXUHO\DWWKHVLGHVZLWKERWK

KDQGVDQGVOLGHLWLQWRWKHVKHOIVXSSRUWVNHHSLQJLW

SDUDOOHO 'R QRW PRYH WKH EDNLQJ WUD\ IURP VLGH WR VLGH

DV\RXVOLGHLWLQRWKHUZLVHLWZLOOQRWJRLQHDVLO\DQG

WKHHQDPHOOHGVXUIDFHVPD\EHGDPDJHG

■ 0DNHVXUHWKDW\RXDOZD\VLQVHUWWKHDFFHVVRULHVLQWR

WKHFRRNLQJFRPSDUWPHQWWKHULJKWZD\URXQG

■ $OZD\VLQVHUWWKHDFFHVVRULHVIXOO\LQWRWKHFRRNLQJ

FRPSDUWPHQWVRWKDWWKH\GRQRWWRXFKWKHDSSOLDQFH

GRRU

■ 7DNHDQ\DFFHVVRULHVWKDW\RXZLOOQRWEHXVLQJRXWRI

WKHFRRNLQJFRPSDUWPHQW

2SWLRQDODFFHVVRULHV

<RXFDQEX\RSWLRQDODFFHVVRULHVIURPRXUDIWHUVDOHV

VHUYLFHIURPVSHFLDOLVWUHWDLOHUVRURQOLQH<RXZLOOILQGD

FRPSUHKHQVLYHUDQJHRISURGXFWVIRU\RXUDSSOLDQFHLQ

RXUEURFKXUHVDQGRQOLQH

7KHLUDYDLODELOLW\DQGZKHWKHULWLVSRVVLEOHWRRUGHUWKHP

RQOLQHYDULHVIURPFRXQWU\WRFRXQWU\6HH\RXUVDOHV

EURFKXUHVIRUPRUHGHWDLOV

1RWH 1RWDOORSWLRQDODFFHVVRULHVDUHVXLWDEOHIRUHYHU\

DSSOLDQFH:KHQSXUFKDVLQJDOZD\VTXRWHWKHH[DFW

SURGXFWQXPEHU(QRRI\RXUDSSOLDQFH ~ &XVWRPHU

VHUYLFHRQ SDJH 

:LUHUDFN

)RURYHQZDUHFDNHWLQVDQGRYHQ

SURRIGLVKHV

)RUURDVWVJULOOHGLWHPVDQGIUR]HQ

PHDOV

8QLYHUVDOSDQ

)RUPRLVWFDNHVSDVWULHVIUR]HQ

PHDOVDQGODUJHURDVWV

,WFDQEHXVHGWRFDWFKGULSSLQJIDW

ZKHQ\RXDUHJULOOLQJGLUHFWO\RQWKH

ZLUHUDFN

%DNLQJWUD\

)RUWUD\EDNHVDQGVPDOOEDNHGSURG

XFWV











2SWLRQDODFFHVVRULHV

:LUHUDFN

)RU FRRNZDUH FDNH WLQV DQG RYHQSURRI GLVKHV DQG IRU URDVWV DQG

JULOOHGIRRG

%DNLQJWUD\

)RUWUD\EDNHVDQGVPDOOEDNHGLWHPV

8QLYHUVDOSDQ

)RUPRLVWFDNHVEDNHGLWHPVIUR]HQIRRGDQGODUJHURDVWV

,W FDQ EH XVHG WR FDWFK GULSSLQJ IDW ZKHQ \RX DUH JULOOLQJ GLUHFWO\

RQWKHZLUHUDFN

:LUHLQVHUW

)RUPHDWSRXOWU\DQGILVK

)RU LQVHUWLQJ LQWR WKH XQLYHUVDO SDQ WR FDWFK GULSSLQJ IDW DQG PHDW

MXLFHV

3URIHVVLRQDOSDQ

)RUSUHSDULQJODUJHTXDQWLWLHVRIIRRG$OVRLGHDOIRUPRXVVDND

IRUH[DPSOH

%HIRUHXVLQJIRUWKHILUVWWLPH HQ





K%HIRUHXVLQJIRUWKHILUVW

WLPH

%HIRUH XVLQJ IRU WKH I LUVW W LPH

%HIRUH\RXFDQXVH\RXUQHZDSSOLDQFH\RXPXVWPDNH

VRPHVHWWLQJV<RXPXVWDOVRFOHDQWKHFRRNLQJ

FRPSDUWPHQWDQGDFFHVVRULHV

&OHDQLQJWKHFRRNLQJFRPSDUWPHQWDQG

DFFHVVRULHV

%HIRUHXVLQJWKHDSSOLDQFHWRSUHSDUHIRRGIRUWKHILUVW

WLPH\RXPXVWFOHDQWKHFRRNLQJFRPSDUWPHQWDQG

DFFHVVRULHV

&OHDQLQJWKHFRRNLQJFRPSDUWPHQW

7R HOLPLQDWH WKH QHZDSSOLDQFH VPHOO KHDW XS WKH FRRNLQJ

FRPSDUWPHQWZKHQLWLVHPSW\DQGZLWKWKHRYHQGRRU

FORVHG

0DNHVXUHWKDWWKHUHLVQROHIWRYHUSDFNDJLQJVXFKDV

SRO\VW\UHQHSHOOHWVLQWKHFRRNLQJFRPSDUWPHQWDQG

UHPRYHWKHDGKHVLYHWDSHWKDWLVLQRURQWKHDSSOLDQFH

%HIRUH KHDWLQJ WKH DSSOLDQFH ZLSH WKH VPRRWK VXUIDFHV LQ

WKHFRRNLQJFRPSDUWPHQWZLWKDVRIWGDPSFORWK.HHS

WKHNLWFKHQYHQWLODWHGZKLOHWKHDSSOLDQFHLVKHDWLQJ

$SSO\WKHVHWWLQJVLQGLFDWHGEHORZ<RXFDQILQGRXWKRZ

WR VHW WKH KHDWLQJ IXQFWLRQ DQG WKH WHPSHUDWXUH LQ WKH QH[W

VHFWLRQ ~ 2SHUDWLQJWKHDSSOLDQFHRQ SDJH 

6ZLWFKRIIWKHDSSOLDQFHDIWHUWKHWLPHLQGLFDWHG

2QFHWKHFRRNLQJFRPSDUWPHQWKDVFRROHGGRZQFOHDQ

WKHVPRRWKVXUIDFHVZLWKVRDS\ZDWHUDQGDGLVKFORWK

&OHDQLQJWKHDFFHVVRULHV

&OHDQWKHDFFHVVRULHVWKRURXJKO\XVLQJVRDS\ZDWHUDQG

DGLVKFORWKRUVRIWEUXVK

/LGIRUWKHSURIHVVLRQDOSDQ

7KHOLGWXUQVWKHSURIHVVLRQDOSDQLQWRDSURIHVVLRQDOURDVWLQJ

GLVK

3L]]DWUD\

)RUSL]]DVDQGODUJHURXQGFDNHV

*ULOOWUD\

8VHIRUJULOOLQJLQSODFHRIWKHZLUHUDFNRUDVDVSODWWHUJXDUG

8VHLQWKHXQLYHUVDOSDQRQO\

%DNLQJVWRQH

)RUKRPHPDGHEUHDGEUHDGUROOVDQGSL]]DVWKDW\RXZLVKWR

KDYHDFULVS\EDVH

7KHEDNLQJVWRQHPXVWEHSUHKHDWHGWRWKHUHFRPPHQGHGWHP

SHUDWXUH

*ODVVURDVWLQJGLVK

)RUVWHZVDQGEDNHV

*ODVVSDQ

)RUEDNHVYHJHWDEOHGLVKHVDQGEDNHGLWHPV

3XOORXWV\VWHPRQHOHYHO

)LWWLQJ SXOORXW UDLOV DW SRVLWLRQ  ZLOO DOORZ \RX WR SXOO DFFHVVRULHV

RXWIXUWKHUZLWKRXWWKHPWLSSLQJ

3XOORXWV\VWHPWZROHYHOV

)LWWLQJSXOORXWUDLOVDWSRVLWLRQVDQGZLOODOORZ\RXWRSXOO

DFFHVVRULHVRXWIXUWKHUZLWKRXWWKHPWLSSLQJ

3XOORXWV\VWHPWKUHHOHYHOV

)LWWLQJSXOORXWUDLOVDWSRVLWLRQVDQGZLOODOORZ\RXWRSXOO

DFFHVVRULHVRXWIXUWKHUZLWKRXWWKHPWLSSLQJ

6HWWLQJV

+HDWLQJIXQFWLRQ '+RWDLU

7HPSHUDWXUH PD[LPXP

7LPH  KRXU

en 2SHUDWLQJWKHDSSOLDQFH



12SHUDWLQJWKHDSSOLDQFH

2SHUDWLQJ WKH DSSOLDQFH

<RX KDYH DOUHDG\ OHDUQW DERXW WKH FRQWUROV DQG KRZ WKH\

ZRUN1RZZHZLOOH[SODLQKRZWRDSSO\VHWWLQJVRQ\RXU

DSSOLDQFH

6ZLWFKLQJWKHDSSOLDQFHRQDQGRII

8VH WKH IXQFWLRQ VHOHFWRU WR VZLWFK WKH DSSOLDQFH RQ RU RII

7XUQLQJWKHIXQFWLRQVHOHFWRUWRDQ\SRVLWLRQRWKHUWKDQ

WKH 2II SRVLWLRQ VZLWFKHV RQ WKH DSSOLDQFH 7R VZLWFK RII

WKHDSSOLDQFHDOZD\VWXUQWKHIXQFWLRQVHOHFWRUWRWKH

2IISRVLWLRQ

6HWWLQJWKHW\SHRIKHDWLQJDQGWHPSHUDWXUH

,WLVYHU\HDV\WRDSSO\WKHVHWWLQJV\RXUHTXLUHWR\RXU

DSSOLDQFH XVLQJ WKH IXQFWLRQ DQG WHPSHUDWXUH VHOHFWRU 7R

ILQGRXWZKLFKKHDWLQJIXQFWLRQLVEHVWIRUZKLFKW\SHRI

IRRGUHIHUWRWKHEHJLQQLQJRIWKHLQVWUXFWLRQPDQXDO

([DPSOHLQWKHSLFWXUH7RSERWWRPKHDWLQJ %DW &

 8VHWKHIXQFWLRQVHOHFWRUWRVHWWKHKHDWLQJIXQFWLRQ

 8VH WKH WHPSHUDWXUH VHOHFWRU WR VHW WKH WHPSHUDWXUH RU

JULOOVHWWLQJ

7KHDSSOLDQFHVWDUWVWRKHDWXSDIWHUDIHZVHFRQGV

2QFHWKHIRRGLVFRRNHGWXUQWKHIXQFWLRQVHOHFWRUWRWKH

2IISRVLWLRQWRVZLWFKWKHDSSOLDQFHRII

&KDQJLQJ

7KHKHDWLQJIXQFWLRQDQGWHPSHUDWXUHFDQEHFKDQJHGDW

DQ\WLPHXVLQJWKHUHOHYDQWVHOHFWRU

5DSLGKHDWLQJ

:LWK5DSLGKHDWLQJ\RXFDQVKRUWHQWKHKHDWXSWLPH

7KHQIRUEHVWUHVXOWVXVH

■ <'KRWDLU

2QO\XVH5DSLGKHDWLQJZKHQDWHPSHUDWXUHRIRYHU

 &KDVEHHQVHOHFWHG

7R DFKLHYH DQ HYHQ FRRNLQJ UHVXOW GR QRW SODFH \RXU IRRG

LQWRWKHFRRNLQJFRPSDUWPHQWXQWLO5DSLGKHDWLQJLV

FRPSOHWH

 6HWWKHIXQFWLRQVHOHFWRUWR F

 8VHWKHWHPSHUDWXUHVHOHFWRUWRVHWWKHWHPSHUDWXUH

7KHRYHQZLOOVWDUWKHDWLQJDIWHUDIHZVHFRQGV

2QFH5DSLGKHDWLQJLVFRPSOHWHDQDXGLEOHVLJQDOZLOO

VRXQG3ODFH\RXUIRRGLQWKHFRRNLQJFRPSDUWPHQW





&

&OHDQLQJ HQ



D&OHDQLQJ

&OHDQLQJ

:LWK JRRG FDUH DQG FOHDQLQJ \RXU DSSOLDQFH ZLOO UHWDLQ LWV

DSSHDUDQFH DQG UHPDLQ IXOO\ IXQFWLRQLQJ IRU D ORQJ WLPH WR

FRPH :H ZLOO H[SODLQ KHUH KRZ \RX VKRXOG FRUUHFWO\ FDUH

IRUDQGFOHDQ\RXUDSSOLDQFH

6XLWDEOHFOHDQLQJDJHQWV

7R HQVXUH WKDW WKH GLIIHUHQW VXUIDFHV DUH QRW GDPDJHG E\

XVLQJWKHZURQJFOHDQLQJDJHQWREVHUYHWKHLQIRUPDWLRQ

LQ WKH WDEOH 'HSHQGLQJ RQ WKH DSSOLDQFH PRGHO QRW DOO RI

WKHDUHDVOLVWHGPD\EHRQLQ\RXUDSSOLDQFH

&DXWLRQ

5LVNRIVXUIDFHGDPDJH

'RQRWXVH

■ +DUVKRUDEUDVLYHFOHDQLQJDJHQWV

■ &OHDQLQJDJHQWVZLWKDKLJKDOFRKROFRQWHQW

■ +DUGVFRXULQJSDGVRUFOHDQLQJVSRQJHV

■ +LJKSUHVVXUHFOHDQHUVRUVWHDPFOHDQHUV

■ 6SHFLDOFOHDQHUVIRUFOHDQLQJWKHDSSOLDQFHZKLOHLWLV

KRW

:DVKQHZVSRQJHFORWKVWKRURXJKO\EHIRUHXVH

7LS +LJKO\UHFRPPHQGHGFOHDQLQJDQGFDUHSURGXFWV

FDQEHSXUFKDVHGWKURXJKWKHDIWHUVDOHVVHUYLFH

2EVHUYHWKHUHVSHFWLYHPDQXIDFWXUHUVLQVWUXFWLRQV

::DUQLQJ² 5LVNRIEXUQV

7KH DSSOLDQFH EHFRPHV YHU\ KRW 1HYHU WRXFK WKH LQWHULRU

VXUIDFHVRIWKHFRRNLQJFRPSDUWPHQWRUWKHKHDWLQJ

HOHPHQWV $OZD\V DOORZ WKH DSSOLDQFH WR FRRO GRZQ .HHS

FKLOGUHQDWDVDIHGLVWDQFH

$UHD &OHDQLQJ

$SSOLDQFHH[WHULRU

6WDLQOHVVVWHHO

IURQW

+RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

5HPRYHIOHFNVRIOLPHVFDOHJUHDVHVWDUFK

DQG DOEXPLQ HJ HJJ ZKLWH LPPHGLDWHO\ &RU

URVLRQFDQIRUPXQGHUVXFKIOHFNV

6SHFLDOVWDLQOHVVVWHHOFOHDQLQJSURGXFWVVXLW

DEOHIRUKRWVXUIDFHVDUHDYDLODEOHIURPRXU

DIWHUVDOHV VHUYLFH RU IURP VSHFLDOLVW UHWDLOHUV

$SSO\ D YHU\ WKLQ OD\HU RI WKH FOHDQLQJ SURGXFW

ZLWKDVRIWFORWK

3ODVWLF +RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

'RQRWXVHJODVVFOHDQHURUDJODVVVFUDSHU

3DLQWHGVXUIDFHV +RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

&RQWUROSDQHO +RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

'RQRWXVHJODVVFOHDQHURUDJODVVVFUDSHU

'RRUSDQHOV +RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

'R QRW XVH D JODVV VFUDSHU RU D VWDLQOHVV VWHHO

VFRXULQJSDG

'RRUKDQGOH +RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

,IGHVFDOHUFRPHVLQWRFRQWDFWZLWKWKHGRRU

KDQGOH ZLSH LW RII LPPHGLDWHO\ 2WKHUZLVH DQ\

VWDLQVZLOOQRWEHDEOHWREHUHPRYHG

$SSOLDQFHLQWHULRU

(QDPHOOHGVXU

IDFHV

+RWVRDS\ZDWHURUDYLQHJDUVROXWLRQ

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

6RIWHQEDNHGRQIRRGUHPQDQWVZLWKDGDPS

FORWKDQGVRDS\ZDWHU8VHVWDLQOHVVVWHHO

ZLUHZRRORURYHQFOHDQHUWRUHPRYHVWXEERUQ

GLUW

&DXWLRQ

1HYHU XVH RYHQ FOHDQHU LQ WKH FRRNLQJ FRP

SDUWPHQW ZKHQ LW LV VWLOO ZDUP 7KLV PD\ GDP

DJH WKH HQDPHO 5HPRYH DOO IRRG UHPQDQWV

IURP WKH FRRNLQJ FRPSDUWPHQW DQG WKH DSSOL

DQFH GRRU EHIRUH \RX QH[W KHDW XS WKH DSSOL

DQFH

/HDYHWKHFRRNLQJFRPSDUWPHQWRSHQWRGU\

DIWHUFOHDQLQJLW

1RWH )RRG UHVLGXHV FDQ FDXVH ZKLWH GHSRVLWV

WR IRUP 7KHVH DUH KDUPOHVV DQG GR QRW DIIHFW

KRZWKHDSSOLDQFHZRUNV

5HPRYHXVLQJOHPRQMXLFHLIUHTXLUHG

*ODVVFRYHUIRU

WKHLQWHULRUOLJKW

LQJ

+RWVRDS\ZDWHU

&OHDQ ZLWK D GLVK FORWK DQG WKHQ GU\ ZLWK D VRIW

FORWK

,IWKHFRRNLQJFRPSDUWPHQWLVKHDYLO\VRLOHG

XVHRYHQFOHDQHU

'RRUVHDO

'RQRWUHPRYH

+RWVRDS\ZDWHU

&OHDQZLWKDGLVKFORWK

'RQRWVFRXU

'RRUFRYHU PDGHIURPVWDLQOHVVVWHHO

8VHVWDLQOHVVVWHHOFOHDQHU)ROORZWKHPDQX

IDFWXUHUVLQVWUXFWLRQV'RQRWXVHVWDLQOHVV

VWHHOFDUHSURGXFWV

PDGHIURPSODVWLF

&OHDQXVLQJKRWVRDS\ZDWHUDQGDGLVKFORWK

'U\ ZLWK D VRIW FORWK 'R QRW XVH JODVV FOHDQHU

RUDJODVVVFUDSHU

5HPRYHWKHGRRUFRYHUIRUFOHDQLQJ

5DLOV +RWVRDS\ZDWHU

6RDNDQGFOHDQZLWKDGLVKFORWKRUEUXVK

3XOORXWV\VWHP +RWVRDS\ZDWHU

&OHDQZLWKDGLVKFORWKRUDEUXVK

'RQRWUHPRYHWKHOXEULFDQWZKLOHWKHSXOORXW

UDLOVDUHSXOOHGRXW²LWLVEHVWWRFOHDQWKHP

ZKHQWKH\DUHSXVKHGLQ'RQRWFOHDQLQWKH

GLVKZDVKHU

en 5DLOV





1RWHV

■ 6OLJKWGLIIHUHQFHVLQFRORXURQWKHIURQWRIWKH

DSSOLDQFH DUH FDXVHG E\ WKH XVH RI GLIIHUHQW PDWHULDOV

VXFKDVJODVVSODVWLFDQGPHWDO

■ 6KDGRZVRQWKHGRRUSDQHOVZKLFKORRNOLNHVWUHDNV

DUHFDXVHGE\UHIOHFWLRQVPDGHE\WKHLQWHULRUOLJKWLQJ

■ (QDPHOLVEDNHGRQDWYHU\KLJKWHPSHUDWXUHV7KLV

FDQFDXVHVRPHVOLJKWFRORXUYDULDWLRQ7KLVLVQRUPDO

DQGGRHVQRWDIIHFWRSHUDWLRQ

7KHHGJHVRIWKLQWUD\VFDQQRWEHFRPSOHWHO\

HQDPHOOHG$VDUHVXOWWKHVHHGJHVFDQEHURXJK

7KLVGRHVQRWLPSDLUWKHDQWLFRUURVLRQSURWHFWLRQ

.HHSLQJWKHDSSOLDQFHFOHDQ

$OZD\VNHHSWKHDSSOLDQFHFOHDQDQGUHPRYHGLUW

LPPHGLDWHO\VRWKDWVWXEERUQGHSRVLWVRIGLUWGRQRWEXLOG

XS

::DUQLQJ² 5LVNRIILUH

/RRVHIRRGUHPQDQWVIDWDQGPHDWMXLFHVPD\FDWFKILUH

%HIRUHXVLQJWKHDSSOLDQFHUHPRYHWKHZRUVWRIWKHIRRG

UHPQDQWVIURPWKHFRRNLQJFRPSDUWPHQWKHDWLQJ

HOHPHQWVDQGDFFHVVRULHV

7LSV

■ &OHDQWKHFRRNLQJFRPSDUWPHQWDIWHUHDFKXVH7KLV

ZLOOHQVXUHWKDWGLUWFDQQRWEHEDNHGRQ

■ $OZD\V UHPRYH IOHFNV RI OLPHVFDOH JUHDVH VWDUFK DQG

DOEXPLQHJHJJZKLWHLPPHGLDWHO\

■ 8VHWKHXQLYHUVDOSDQIRUEDNLQJYHU\PRLVWFDNHV

■ 8VHVXLWDEOHRYHQZDUHIRUURDVWLQJHJDURDVWLQJ

GLVK

p5DLOV

5DLOV

:LWK JRRG FDUH DQG FOHDQLQJ \RXU DSSOLDQFH ZLOO UHWDLQ LWV

DSSHDUDQFHDQGUHPDLQIXOO\IXQFWLRQDOIRUDORQJWLPHWR

FRPH7KLVZLOOWHOO\RXKRZWRUHPRYHWKHVKHOYHVDQG

FOHDQWKHP

'HWDFKLQJDQGUHILWWLQJWKHUDLOV

7KHUDLOVFDQEHUHPRYHGIRUFOHDQLQJ7KHRYHQPXVW

KDYHFRROHGGRZQ

'HWDFKLQJWKHUDLOV

 /LIWXSWKHIURQWRIWKHUDLO

 DQGXQKRRNLWILJXUH $

 7KHQSXOOWKHZKROHUDLOIRUZDUG

 DQGUHPRYHLW)LJ %

&OHDQWKHUDLOVZLWKFOHDQLQJDJHQWDQGDVSRQJH)RU

VWXEERUQGHSRVLWVRIGLUWXVHDEUXVK

5HILWWLQJWKHUDLOV

 )LUVWLQVHUWWKHUDLOLQWRWKHUHDUVRFNHWSUHVVLWWRWKH

EDFNVOLJKWO\ILJXUH $

 DQGWKHQKRRNLWLQWRWKHIURQWVRFNHWILJXUH %

7KHUDLOVILWERWKWKHOHIWDQGULJKWVLGHV(QVXUHWKDWDV

VKRZQ LQ ILJXUH % OHYHOV  DQG  DUH EHORZ DQG OHYHOV  

DQGDUHDERYH

$FFHVVRULHV +RWVRDS\ZDWHU

6RDNDQGFOHDQZLWKDGLVKFORWKRUEUXVK

,IWKHUHDUHKHDY\GHSRVLWVRIGLUWXVHDVWDLQ

OHVVVWHHOVFRXULQJSDG









$SSOLDQFHGRRU HQ



q$SSOLDQFHGRRU

$SSOLDQFH GRRU

:LWK JRRG FDUH DQG FOHDQLQJ \RXU DSSOLDQFH ZLOO UHWDLQ LWV

DSSHDUDQFHDQGUHPDLQIXOO\IXQFWLRQDOIRUDORQJWLPHWR

FRPH 7KLV ZLOO WHOO \RX KRZ WR UHPRYH WKH DSSOLDQFH GRRU

DQGFOHDQLW

'HWDFKLQJDQGDWWDFKLQJWKHRYHQGRRU

)RUFOHDQLQJSXUSRVHVDQGWRUHPRYHWKHGRRUSDQHOV

\RXFDQGHWDFKWKHRYHQGRRU

7KHRYHQGRRUKLQJHVHDFKKDYHDORFNLQJOHYHU:KHQ

WKHORFNLQJOHYHUVDUHFORVHGILJXUH $WKHRYHQGRRULV

VHFXUHG LQ SODFH ,W FDQQRW EH GHWDFKHG :KHQ WKH ORFNLQJ

OHYHUVDUHRSHQLQRUGHUWRGHWDFKWKHRYHQGRRU)LJ%

WKHKLQJHVDUHORFNHG7KH\FDQQRWVQDSVKXW

::DUQLQJ² 5LVNRILQMXU\

:KHQHYHUWKHKLQJHVDUHQRWORFNHGWKH\VQDSVKXWZLWK

JUHDW IRUFH (QVXUH WKDW WKH ORFNLQJ OHYHUV DUH DOZD\V IXOO\

FORVHGRUZKHQGHWDFKLQJWKHRYHQGRRUIXOO\RSHQ

'HWDFKLQJWKHGRRU

 2SHQWKHRYHQGRRUIXOO\

 )ROGXSWKHWZRORFNLQJOHYHUVRQWKHOHIWDQGULJKW

ILJXUH $

 &ORVHWKHRYHQGRRUDVIDUDVWKHOLPLWVWRS:LWKERWK

KDQGVJULSWKHGRRURQWKHOHIWDQGULJKWKDQGVLGHV

&ORVHWKHGRRUDOLWWOHIXUWKHUDQGSXOOLWRXWILJXUH %

$WWDFKLQJWKHGRRU

5HDWWDFKWKHRYHQGRRULQWKHUHYHUVHVHTXHQFHWR

UHPRYDO

 :KHQDWWDFKLQJWKHRYHQGRRUHQVXUHWKDWERWK

KLQJHV DUH LQVHUWHG VWUDLJKW LQWR WKH RSHQLQJ ILJXUH $

 7KHQRWFKRQWKHKLQJHPXVWHQJDJHRQERWKVLGHV

ILJXUH %

 )ROGEDFNERWKORFNLQJ

OHYHUVILJXUH &&ORVHWKHRYHQGRRU

::DUQLQJ² 5LVNRILQMXU\

,IWKHRYHQGRRUIDOOVRXWDFFLGHQWDOO\RUDKLQJHVQDSV

VKXWGRQRWUHDFKLQWRWKHKLQJH&DOOWKHDIWHUăVDOHV

VHUYLFH

5HPRYLQJDQGLQVWDOOLQJWKHGRRUSDQHOV

7RIDFLOLWDWHFOHDQLQJ\RXFDQUHPRYHWKHJODVVSDQHOV

IURPWKHRYHQGRRU

5HPRYDO

 'HWDFKWKHRYHQGRRUDQGOD\LWRQDFORWKZLWKWKH

KDQGOHIDFLQJGRZQ

 3XOORIIWKHFRYHUDWWKHWRSRIWKHRYHQGRRU3UHVVLQ

WKHWDEVRQWKHOHIWDQGULJKWXVLQJ\RXUILQJHUVILJ $

 /LIWWKHWRSSDQHOXSDQGSXOOLWRXWILJ %

en 7URXEOHVKRRWLQJ



 /LIWWKHSDQHOXSDQGSXOOLWRXWILJ &

&OHDQWKHSDQHOVZLWKJODVVFOHDQHUDQGDVRIWFORWK

::DUQLQJ² 5LVNRILQMXU\

6FUDWFKHG JODVV LQ WKH DSSOLDQFH GRRU PD\ GHYHORS LQWR D

FUDFN'RQRWXVHDJODVVVFUDSHUVKDUSRUDEUDVLYH

FOHDQLQJDLGVRUGHWHUJHQWV

,QVWDOODWLRQ

'XULQJLQVWDOODWLRQPDNHVXUHWKDWWKHOHWWHULQJWRSULJKW

LVXSVLGHGRZQDWWKHERWWRPOHIW

 ,QVHUWWKHSDQHODWDQDQJOHWRZDUGVWKHEDFNILJ $

 ,QVHUWWKHWRSSDQHODWDQDQJOHWRZDUGVWKHEDFNLQWR

WKH EUDFNHWV 7KH VPRRWK VXUIDFH PXVW IDFH RXWZDUGV

ILJ %

 3XWWKHFRYHUEDFNLQ

SODFHDQGSUHVVRQLW

 $WWDFKWKHRYHQGRRU

'R QRW XVH WKH RYHQ DJDLQ XQWLO WKH SDQHOV KDYH EHHQ

FRUUHFWO\LQVWDOOHG

37URXEOHVKRRWLQJ

7URXEOH VKRRWLQJ

,IDIDXOWRFFXUVWKHUHLVRIWHQDVLPSOHH[SODQDWLRQ

%HIRUHFDOOLQJWKHDIWHUVDOHVVHUYLFHSOHDVHUHIHUWRWKH

IDXOWWDEOHDQGDWWHPSWWRFRUUHFWWKHIDXOW\RXUVHOI

5HFWLI\LQJIDXOWV\RXUVHOI

<RXFDQRIWHQHDVLO\UHFWLI\WHFKQLFDOIDXOWVZLWKWKH

DSSOLDQFH\RXUVHOI

,I D GLVK GRHV QRW WXUQ RXW H[DFWO\ DV \RX ZDQWHG \RX FDQ

ILQGXVHIXOFRRNLQJWLSVDQGLQVWUXFWLRQVDWWKHHQGRIWKLV

LQVWUXFWLRQPDQXDO ~ 7HVWHGIRU\RXLQRXUFRRNLQJ

VWXGLRRQ SDJH 



::DUQLQJ² 5LVNRILQMXU\

,QFRUUHFWUHSDLUVDUHGDQJHURXV'RQRWDWWHPSWWRUHSDLU

WKHDSSOLDQFH\RXUVHOI5HSDLUVPXVWRQO\EHFDUULHGRXW

E\RQHRIRXUWUDLQHGDIWHUVDOHVHQJLQHHUV,IWKH

DSSOLDQFHLVGHIHFWLYHFDOOWKHDIWHUVDOHVVHUYLFH

::DUQLQJ² 5LVNRIHOHFWULFVKRFN

,QFRUUHFWUHSDLUVDUHGDQJHURXV5HSDLUVPD\RQO\EH

FDUULHGRXWDQGGDPDJHGSRZHUFDEOHVUHSODFHGE\RQH

RIRXUWUDLQHGDIWHUVDOHVWHFKQLFLDQV,IWKHDSSOLDQFHLV

GHIHFWLYHXQSOXJWKHDSSOLDQFHIURPWKHPDLQVRUVZLWFK

RIIWKHFLUFXLWEUHDNHULQWKHIXVHER[&RQWDFWWKHDIWHU

VDOHVVHUYLFH

5HSODFLQJWKHEXOELQWKHWRSRIWKHFRRNLQJ

FRPSDUWPHQW

,IWKHFRRNLQJFRPSDUWPHQWOLJKWEXOEIDLOVLWPXVWEH

UHSODFHG+HDWUHVLVWDQWZDWW9KDORJHQEXOEV

DUHDYDLODEOHIURPWKHDIWHUVDOHVVHUYLFHRUVSHFLDOLVW

UHWDLOHUV

:KHQ KDQGOLQJ WKH KDORJHQ EXOE XVH D GU\ FORWK 7KLV ZLOO

LQFUHDVH WKH VHUYLFH OLIH RI WKH EXOE 2QO\ XVH WKHVH EXOEV

::DUQLQJ² 5LVNRIHOHFWULFVKRFN

:KHQUHSODFLQJWKHFRRNLQJFRPSDUWPHQWEXOEWKHEXOE

VRFNHW FRQWDFWV DUH OLYH %HIRUH UHSODFLQJ WKH EXOE XQSOXJ

WKHDSSOLDQFHIURPWKHPDLQVRUVZLWFKRIIWKHFLUFXLW

EUHDNHULQWKHIXVHER[

::DUQLQJ² 5LVNRIEXUQV

7KH DSSOLDQFH EHFRPHV YHU\ KRW 1HYHU WRXFK WKH LQWHULRU

VXUIDFHVRIWKHFRRNLQJFRPSDUWPHQWRUWKHKHDWLQJ

HOHPHQWV $OZD\V DOORZ WKH DSSOLDQFH WR FRRO GRZQ .HHS

FKLOGUHQDWDVDIHGLVWDQFH

 3ODFHDWHDWRZHOLQWKHFROGFRRNLQJFRPSDUWPHQWWR

SUHYHQWGDPDJH

)DXOW 3RVVLEOH

FDXVH

1RWHVUHPHG\

7KH DSSOLDQFH LV

QRWZRUNLQJ

'HIHFWLYH

FLUFXLW

EUHDNHU

&KHFN WKH FLUFXLW EUHDNHU LQ WKH

IXVHER[

3RZHU IDLOXUH &KHFN ZKHWKHU WKH NLWFKHQ OLJKW

RU RWKHU NLWFKHQ DSSOLDQFHV DUH

ZRUNLQJ

&XVWRPHUVHUYLFH HQ



 7XUQ WKH JODVV FRYHU DQWLFORFNZLVH WR UHPRYH LW ILJXUH

!

 3XOORXWWKHEXOE²GRQRWWXUQLWILJXUH "

,QVHUWWKHQHZEXOEPDNLQJVXUHWKDWWKHSLQVDUHLQ

WKHFRUUHFWSRVLWLRQ3XVKWKHEXOELQILUPO\

 6FUHZWKHJODVVFRYHUEDFNRQ

'HSHQGLQJRQWKHDSSOLDQFHPRGHOWKHJODVVFRYHU

PD\KDYHDVHDOLQJULQJ,IWKHJODVVFRYHUKDVD

VHDOLQJULQJSXWLWEDFNLQSODFHEHIRUHVFUHZLQJWKH

FRYHUEDFNRQ

 5HPRYHWKHWHDWRZHODQGVZLWFKRQWKHFLUFXLW

EUHDNHU

4&XVWRPHUVHUYLFH

&XVWRP HU V HUYLFH

2XUDIWHUVDOHVVHUYLFHLVWKHUHIRU\RXLI\RXUDSSOLDQFH

QHHGVWREHUHSDLUHG:HZLOODOZD\VILQGDQDSSURSULDWH

VROXWLRQDOVRLQRUGHUWRDYRLGDIWHUVDOHVSHUVRQQHO

KDYLQJWRPDNHXQQHFHVVDU\YLVLWV

(QXPEHUDQG)'QXPEHU

:KHQFDOOLQJXVSOHDVHJLYHWKHSURGXFWQXPEHU(QR

DQGWKHSURGXFWLRQQXPEHU)'QRVRWKDWZHFDQ

SURYLGH\RXZLWKWKHFRUUHFWDGYLFH7KHUDWLQJSODWH

FRQWDLQLQJ WKHVH QXPEHUV LV IRXQG RQ WKH VLGH RI WKH RYHQ

GRRU 7R VDYH WLPH \RX FDQ PDNH D QRWH RI WKH QXPEHU RI

\RXUDSSOLDQFHDQGWKHWHOHSKRQHQXPEHURIWKHDIWHU

VDOHVVHUYLFHLQWKHVSDFHEHORZVKRXOGLWEHUHTXLUHG

3OHDVH QRWH WKDW WKHUH ZLOO EH D IHH IRU D YLVLW E\ D VHUYLFH

WHFKQLFLDQLQWKHHYHQWRIDPDOIXQFWLRQHYHQGXULQJWKH

ZDUUDQW\SHULRG

3OHDVHILQGWKHFRQWDFWGDWDRIDOOFRXQWULHVLQWKH

HQFORVHGFXVWRPHUVHUYLFHOLVW

7RERRNDQHQJLQHHUYLVLWDQGSURGXFWDGYLFH

5HO\ RQ WKH SURIHVVLRQDOLVP RI WKH PDQXIDFWXUHU <RX FDQ

WKHUHIRUHEHVXUHWKDWWKHUHSDLULVFDUULHGRXWE\WUDLQHG

VHUYLFH WHFKQLFLDQV ZKR FDUU\ RULJLQDO VSDUH SDUWV IRU \RXU

DSSOLDQFHV



(QR )'QR

$IWHUVDOHVVHUYLFH O

*% 

&DOOVFKDUJHGDWORFDORUPRELOHUDWH

,( 

 ਗ਼SHUPLQXWHDWSHDN2IISHDN ਗ਼

SHUPLQXWH

en 7HVWHGIRU\RXLQRXUFRRNLQJVWXGLR



J7HVWHGIRU\RXLQRXU

FRRNLQJVWXGLR

7HVWHG IRU \RX LQ RXU FRRNLQJ VWXGLR

+HUH\RXFDQILQGDVHOHFWLRQRIGLVKHVDQGWKHLGHDO

VHWWLQJV IRU WKHP :H ZLOO VKRZ \RX ZKLFK W\SH RI KHDWLQJ

DQG WHPSHUDWXUH DUH EHVW VXLWHG WR \RXU GLVK <RX ZLOO JHW

LQIRUPDWLRQRQVXLWDEOHFRRNLQJDFFHVVRULHVDQGWKH

KHLJKWDWZKLFKWKH\VKRXOGEHSODFHGLQWKHRYHQ<RX

ZLOODOVRJHWWLSVDERXWFRRNZDUHDQGSUHSDUDWLRQ

PHWKRGV

1RWH $ORWRIVWHDPFDQEXLOGXSLQWKHFRRNLQJ

FRPSDUWPHQWZKHQFRRNLQJIRRG

<RXUDSSOLDQFHLVYHU\HQHUJ\HIILFLHQWDQGUDGLDWHVYHU\

OLWWOHKHDWWRLWVVXUURXQGLQJVGXULQJRSHUDWLRQ'XHWRWKH

VLJQLILFDQWGLIIHUHQFHVLQWHPSHUDWXUHEHWZHHQWKH

DSSOLDQFHLQWHULRUDQGWKHH[WHUQDOSDUWVRIWKHDSSOLDQFH

FRQGHQVDWLRQPD\EXLOGXSRQWKHGRRUWKHFRQWUROSDQHO

RUWKHIURQWSDQHOVRIDGMDFHQWNLWFKHQFDELQHWV7KLVLVD

QRUPDOSK\VLFDOSKHQRPHQRQ&RQGHQVDWLRQFDQEH

UHGXFHGE\SUHKHDWLQJWKHRYHQRURSHQLQJWKHGRRU

FDUHIXOO\

*HQHUDOLQIRUPDWLRQ

5HFRPPHQGHGVHWWLQJYDOXHV

7KHWDEOHOLVWVWKHRSWLPDOKHDWLQJIXQFWLRQIRUYDULRXV

W\SHVRIIRRG7KHWHPSHUDWXUHDQGFRRNLQJWLPHGHSHQG

RQ WKH DPRXQW RI IRRG DQG WKH UHFLSH)RU WKLV UHDVRQ WKH

WDEOH VSHFLILHV VHWWLQJ UDQJHV 7U\ XVLQJ WKH ORZHU YDOXH WR

VWDUWZLWK$ORZHUWHPSHUDWXUHZLOOUHVXOWLQPRUHHYHQ

EURZQLQJ<RXFDQLQFUHDVHWKHWHPSHUDWXUHQH[WWLPHLI

QHFHVVDU\

1RWH &RRNLQJWLPHVFDQQRWEHUHGXFHGE\XVLQJKLJKHU

WHPSHUDWXUHV7KHIRRGZRXOGRQO\EHFRRNHGRQWKH

RXWVLGHEXWZRXOGQRWEHIXOO\FRRNHGLQWKHPLGGOH

7KHVHWWLQJYDOXHVDSSO\WRIRRGSODFHGLQWKHFRRNLQJ

FRPSDUWPHQWZKLOHWKHFRRNLQJFRPSDUWPHQWLVVWLOOFROG

7KLVZLOOVDYHHQHUJ\,I\RXSUHKHDWWKHRYHQ\RXFDQ

UHGXFHWKHLQGLFDWHGEDNLQJWLPHVE\VHYHUDOPLQXWHV

3UHKHDWLQJ LV QHFHVVDU\ IRU VHOHFWHG W\SHV RI IRRG ² WKLV LV

LQGLFDWHGLQWKHWDEOH'RQRWSODFH\RXUIRRGDQG

DFFHVVRU\LQWRWKHFRRNLQJFRPSDUWPHQWXQWLOLWKDV

ILQLVKHGSUHKHDWLQJ

,I\RXZLVKWRIROORZRQHRI\RXURZQUHFLSHV\RXVKRXOG

XVHWKHVHWWLQJVOLVWHGLQWKHWDEOHIRUVLPLODUIRRGDV

UHIHUHQFH$GGLWLRQDOLQIRUPDWLRQFDQEHIRXQGLQWKH

EDNLQJWLSVOLVWHGDIWHUWKHVHWWLQJVWDEOHV

5HPRYH DQ\ DFFHVVRULHV WKDW DUH QRW EHLQJ XVHG IURP WKH

FRRNLQJFRPSDUWPHQW7KLVZLOODOORZ\RXWRDFKLHYH

RSWLPDOFRRNLQJUHVXOWVZKLOHVDYLQJHQHUJ\

*HQWOHKRWDLUKHDWLQJIXQFWLRQ

*HQWOH KRW DLU LV DQ LQWHOOLJHQW KHDWLQJ IXQFWLRQ WKDW DOORZV

\RXWRJHQWO\FRRNPHDWILVKDQGEDNHGLWHPV7KH

DSSOLDQFHRSWLPDOO\FRQWUROVWKHVXSSO\RIHQHUJ\WRWKH

FRRNLQJFRPSDUWPHQW7KHIRRGLVFRRNHGLQSKDVHV

XVLQJUHVLGXDOKHDW7KLVPHDQVWKDWLWUHPDLQVPRUH

VXFFXOHQWDQGEURZQVOHVV'HSHQGLQJRQWKHPHWKRGRI

SUHSDUDWLRQDQGWKHW\SHRIIRRGLWLVSRVVLEOHWRVDYH

HQHUJ\,I\RXRSHQWKHDSSOLDQFHGRRUEHIRUHWKHIRRG

KDVILQLVKHGFRRNLQJRULI\RXSUHKHDWWKHDSSOLDQFH\RX

PD\QRWEHDEOHWRDFKLHYHWKLVUHVXOW

2QO\XVHJHQXLQHDFFHVVRULHVIRU\RXUDSSOLDQFH7KHVH

KDYHEHHQWDLORUHGWRWKHFRRNLQJFRPSDUWPHQWDQGWKH

KHDWLQJIXQFWLRQVRI\RXUDSSOLDQFH5HPRYHDQ\

DFFHVVRULHVWKDWDUHQRWEHLQJXVHGIURPWKHFRRNLQJ

FRPSDUWPHQW

3ODFHWKHIRRGLQWRWKHHPSW\FRRNLQJFRPSDUWPHQW

EHIRUHWKHRYHQLVKHDWHGXS6HOHFWDWHPSHUDWXUHRI

EHWZHHQ &DQG &$OZD\VNHHSWKHDSSOLDQFH

GRRUFORVHGZKHQFRRNLQJ2QO\FRRNRQRQHOHYHOZKHQ

XVLQJWKLVIXQFWLRQ

7KH*HQWOHKRWDLUKHDWLQJIXQFWLRQLVXVHGWRPHDVXUH

ERWK WKH HQHUJ\ FRQVXPSWLRQ LQ DLU UHFLUFXODWLRQ PRGH DQG

WKHHQHUJ\HIILFLHQF\FODVV

%DNLQJRQRQHOHYHO

:KHQEDNLQJRQRQHOHYHOXVHWKHIROORZLQJVKHOI

SRVLWLRQV

■ 3RVLWLRQ²WDOOEDNHGLWHPVDQGWLQVGLVKHVRQWKH

ZLUHUDFN

■ 3RVLWLRQ²VKDOORZEDNHGLWHPVDQGEDNLQJWUD\V

%DNLQJRQWZRRUPRUHOHYHOV

8VHWKHKRWDLUKHDWLQJIXQFWLRQ,WHPVWKDWDUHSODFHGLQ

WKHRYHQRQEDNLQJWUD\VRULQEDNLQJWLQVGLVKHVDWWKH

VDPHWLPHZLOOQRWQHFHVVDULO\EHUHDG\DWWKHVDPHWLPH

%DNLQJRQWZROHYHOV

■ 8QLYHUVDOSDQSRVLWLRQ

%DNLQJWUD\SRVLWLRQ

■ %DNLQJWLQVGLVKHVRQWKHZLUHUDFN

)LUVWZLUHUDFNSRVLWLRQ

6HFRQGZLUHUDFNSRVLWLRQ

%DNLQJRQWKUHHOHYHOV

■ %DNLQJWUD\SRVLWLRQ

8QLYHUVDOSDQSRVLWLRQ

%DNLQJWUD\SRVLWLRQ

<RXFDQFXWHQHUJ\XVHE\FRRNLQJGLIIHUHQWLWHPVDWWKH

VDPHWLPH3RVLWLRQEDNLQJWLQVGLVKHVHLWKHUQH[WWRRQH

DQRWKHURURIIVHWRQGLIIHUHQWVKHOYHVVRWKDWWKH\DUHQRW

GLUHFWO\RQHDERYHWKHRWKHULQWKHFRRNLQJFRPSDUWPHQW

$FFHVVRULHV

2QO\XVHRULJLQDODFFHVVRULHVVXSSOLHGZLWK\RXU

DSSOLDQFH7KHVHKDYHEHHQWDLORUHGWRWKHFRRNLQJ

FRPSDUWPHQWDQGWKHRSHUDWLQJPRGHVRI\RXUDSSOLDQFH

(QVXUH WKDW \RX DOZD\V XVH VXLWDEOH DFFHVVRULHV DQG WKDW

WKH\DUHSODFHGLQWKHRYHQWKHULJKWZD\DURXQG

~ $FFHVVRULHVRQ SDJH 









7HVWHGIRU\RXLQRXUFRRNLQJVWXGLR HQ



*UHDVHSURRISDSHU

2QO\XVHJUHDVHSURRISDSHUWKDWLVVXLWDEOHIRUWKH

VHOHFWHGWHPSHUDWXUH$OZD\VFXWJUHDVHSURRISDSHUWR

VL]H

&DNHVDQGSDVWULHV

<RXU DSSOLDQFH RIIHUV \RX D UDQJH RI KHDWLQJ W\SHV IRU WKH

SUHSDUDWLRQ RI FDNHV DQG VPDOO EDNHG LWHPV <RX FDQ ILQG

WKHLGHDOVHWWLQJVIRUPDQ\GLVKHVLQWKHVHWWLQJVWDEOHV

$OVR UHIHU WR WKH QRWHV LQ WKH VHFWLRQ RQ DOORZLQJ GRXJK WR

ULVH

%DNLQJWLQV

)RURSWLPDOFRRNLQJUHVXOWVZHUHFRPPHQGXVLQJGDUN

FRORXUHGPHWDOEDNLQJWLQV

7LQSODWHEDNLQJWLQVFHUDPLFGLVKHVDQGJODVVGLVKHV

H[WHQG EDNLQJ WLPH DQG PHDQ WKDW WKH EDNHG LWHP ZLOO QRW

EURZQHYHQO\

,I \RX DUH XVLQJ VLOLFRQH PRXOGV IROORZ WKH PDQXIDFWXUHUV

LQVWUXFWLRQVDQGUHFLSHV6LOLFRQHPRXOGVDUHRIWHQ

VPDOOHUWKDQQRUPDOEDNLQJWLQV4XDQWLW\DQGUHFLSH

VSHFLILFDWLRQVPD\YDU\

)UR]HQSURGXFWV

'RQRWXVHIUR]HQSURGXFWVWKDWDUHKHDYLO\IURVWHG

5HPRYHDQ\LFHRQWKHIRRG

6RPHIUR]HQSURGXFWVPD\EHXQHYHQO\SUHEDNHG

8QHYHQEURZQLQJPD\UHPDLQHYHQDIWHUEDNLQJ

%UHDGDQGUROOV

&DXWLRQ

1HYHUSRXUZDWHULQWRWKHKRWFRRNLQJFRPSDUWPHQWRU

SODFHFRRNZDUHFRQWDLQLQJZDWHURQWRWKHERWWRPRIWKH

FRRNLQJFRPSDUWPHQW7KHFKDQJHLQWHPSHUDWXUHFDQ

FDXVHGDPDJHWRWKHHQDPHO

6RPH IRRG WXUQV RXW EHWWHU LI LW LV EDNHG LQ VHYHUDO VWDJHV

7KHVHGLVKHVDUHLQGLFDWHGLQWKHWDEOH

7KHVHWWLQJYDOXHVIRUEUHDGGRXJKDSSO\WRERWKGRXJK

SODFHGRQDEDNLQJWUD\DQGGRXJKSODFHGLQDORDIWLQ

&DNHVLQWLQV

&DNHVRQWUD\V

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVL

WLRQ

+HDWLQJ

IXQFWLRQ

7HPSHUD

WXUHLQ&

&RRNLQJ

WLPHLQ

PLQV

6SRQJHFDNHVLPSOH 9LHQQDULQJWLQORDIWLQ 

 

6SRQJHFDNHVLPSOH OHYHOV 9LHQQDULQJWLQORDIWLQ 

 

6SRQJHFDNHGHOLFDWH 9LHQQDULQJWLQORDIWLQ 

 

6SRQJHIODQEDVH )ODQWLQ 

 

)UXLWWDUWRUFKHHVHFDNHZLWKVKRUWFUXVW

SDVWU\EDVH

 FPVSULQJIRUPFDNHWLQ 

 

7DUW 7DUWGLVKRUWLQ 

 

<HDVWFDNH  FPVSULQJIRUPFDNHWLQ 

 

%XQGWFDNH %XQGWFDNHWLQ 

 

HJJIDWOHVVVSRQJHFDNH  FPVSULQJIRUPFDNHWLQ 

 

HJJIDWOHVVVSRQJHFDNH  FPVSULQJIRUPFDNHWLQ 

 

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVL

WLRQ

+HDWLQJ

IXQFWLRQ

7HPSHUDWXUH

LQ&

&RRNLQJ

WLPHLQ

PLQ

6SRQJHFDNHZLWKWRSSLQJ 8QLYHUVDOSDQ 

 

6PDOO\HDVWFDNHV OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

6KRUWFUXVWWDUWZLWKGU\WRSSLQJ 8QLYHUVDOSDQ 

 

6KRUWFUXVWWDUWZLWKGU\WRSSLQJ OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

6KRUWFUXVWWDUWZLWKPRLVWWRSSLQJ 8QLYHUVDOSDQ 

 

<HDVWFDNHZLWKGU\WRSSLQJ 8QLYHUVDOSDQ 

 

<HDVWFDNHZLWKGU\WRSSLQJ OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

<HDVWFDNHZLWKPRLVWWRSSLQJ 8QLYHUVDOSDQ 

 

<HDVWFDNHZLWKPRLVWWRSSLQJ OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

3ODLWHGULQJORDI 8QLYHUVDOSDQ 

 

 3UHKHDWIRUPLQXWHV

en 7HVWHGIRU\RXLQRXUFRRNLQJVWXGLR



6PDOOEDNHGLWHPV

%LVFXLWV

%UHDGDQGUROOV

6ZLVVUROO 8QLYHUVDOSDQ 

 

6WUXGHOVZHHW 8QLYHUVDOSDQ 

 

6WUXGHOIUR]HQ 8QLYHUVDOSDQ 

 

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVL

WLRQ

+HDWLQJ

IXQFWLRQ

7HPSHUDWXUH

LQ&

&RRNLQJ

WLPHLQ

PLQV

0XIILQV 0XIILQWUD\ 

 

0XIILQVOHYHOV 0XIILQWUD\V 

 

6PDOO\HDVWFDNHV 8QLYHUVDOSDQ 

 

6PDOO\HDVWFDNHV OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

3XIISDVWU\ 8QLYHUVDOSDQ 

 

3XIISDVWU\ OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

3XIISDVWU\ OHYHOV %DNLQJWUD\VXQLYHUVDOSDQ 

 

&KRX[SDVWU\ 8QLYHUVDOSDQ 

 

&KRX[SDVWU\ OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVLWLRQ +HDWLQJ

IXQFWLRQ

7HPSHUDWXUH

LQ&

&RRNLQJ

WLPHLQ

PLQV

9LHQQHVHZKLUOV 8QLYHUVDOSDQ 

 

9LHQQHVHZKLUOV OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

9LHQQHVHZKLUOV OHYHOV %DNLQJWUD\VXQLYHUVDOSDQ 

 

%LVFXLWV 8QLYHUVDOSDQ 

 

%LVFXLWVOHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

%LVFXLWV OHYHOV %DNLQJWUD\VXQLYHUVDOSDQ 

 

0HULQJXH 8QLYHUVDOSDQ 

 

0HULQJXH OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

0DFDURRQV 8QLYHUVDOSDQ 

 

0DFDURRQV OHYHOV 8QLYHUVDOSDQEDNLQJWUD\ 

 

0DFDURRQV OHYHOV %DNLQJWUD\VXQLYHUVDOSDQ 

 

 3UHKHDW

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVL

WLRQ

+HDWLQJ

IXQFWLRQ

6WHS 7HPSHUDWXUH LQ

&

&RRNLQJ

WLPHLQ

PLQV

%UHDGJLQDORDIWLQRUIUHHIRUP 8QLYHUVDOSDQRUORDIWLQ 

  

%UHDGJLQDORDIWLQRUIUHHIRUP 8QLYHUVDOSDQRUORDIWLQ 

  

%UHDGJLQDORDIWLQRUIUHHIRUP 8QLYHUVDOSDQRUORDIWLQ 

  

)ODWEUHDG 8QLYHUVDOSDQ 

  

%UHDGUROOVVZHHWIUHVK 8QLYHUVDOSDQ 

  

 3UHKHDW

'LVK $FFHVVRULHVFRRNZDUH 6KHOISRVL

WLRQ

+HDWLQJ

IXQFWLRQ

7HPSHUDWXUH

LQ&

&RRNLQJ

WLPHLQ

PLQ

 3UHKHDWIRUPLQXWHV

Page is loading ...

Bosch HBF010BR0S User manual

Brand: Bosch

Model: HBF010BR0S

Type: User manual

This manual is also suitable for

Download PDF

report

Bosch HBF010BR0S User manual

This manual is also suitable for

Bosch HBF010BR0S User manual

Related papers

Other documents