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Processing Payments
Your terminal is configured to take 4 different types of payment, dependant on your payment processing provider
settings. The terminal is set up to accept payments in a priority method, as listed below.
1 Contactless Payments (Payment Processor Dependent)
A contactless payment may only be taken when the customer has the contactless feature enabled
on their card. The customer card will display the contactless logo in the top right hand corner of the card.
There is a limit imposed regarding the maximum value of a contactless transaction, please refer to your Merchant
Operating Instructions to confirm the amount. You can override this feature by inserting the card into the Chip and PIN
slot.
2 Chip and PIN Payments
In the UK nearly all credit or debit cards have a chip embedded into the card. Currently there is no
limit imposed on the maximum limit of a transaction. However, the customer’s card may have a
maximum limit, this will not restrict you from transacting, but it will require you to call the
Authorisation Centre for a code that you must enter into the terminal before completing the
transaction.
3 Magnetic Swipe Payment
A large number of non-UK issued credit and debit cards do not have a chip embedded in the card. You can process a
payment using the magnetic swipe function on the right hand side of the terminal. A magnetic swipe processed
transaction may incur additional processing costs levied by your payment processing provider. Please speak with your
payment processor if you require confirmation.
4 Customer Not Present/ Mail Order
Your terminal is configured to allow you to take payments over the telephone or via mail order. If you wish to use this
method of payment, please contact your payment processing provider to ensure that your Merchant account is able to
accept this type of payment.
Please ensure that you always have your back up swipe machine easily accessible if your payment processor
provides one. Refer to your payment processor’s Merchant Operating Instructions on Magnetic Swipe Payments and
how to process them, just in case you experience any technical issues with your terminal that cannot be resolved by
our Technical Helpdesk in the short term.