,03257$176$)(7<,1)250$7,21
5($'$//,16758&7,216%()25(86,1*
:$51,1*
<285/$81'5<$5($
.HHSWKHDUHDXQGHUQHDWKDQGDURXQG\RXU
DSSOLDQFHVIUHHRIFRPEXVWLEOHPDWHULDOVOLQWSDSHU
UDJVHWFJDVROLQHFKHPLFDOVDQGRWKHUIODPPDEOH
YDSRUVDQGOLTXLGV
.HHSWKHIORRUDURXQG\RXUDSSOLDQFHVFOHDQDQG
GU\WRUHGXFHWKHSRVVLELOLW\RIVOLSSLQJ
&ORVHVXSHUYLVLRQLVQHFHVVDU\LIWKLVDSSOLDQFHLV
XVHGE\RUQHDUFKLOGUHQ'RQRWDOORZFKLOGUHQWR
SOD\RQZLWKRULQVLGHWKLVRUDQ\RWKHUDSSOLDQFH
.HHSDOOODXQGU\DLGVVXFKDVGHWHUJHQWVEOHDFKHV
HWFRXWRIWKHUHDFKRIFKLOGUHQSUHIHUDEO\LQD
ORFNHGFDELQHW2EVHUYHDOOZDUQLQJVRQFRQWDLQHU
ODEHOVWRDYRLGLQMXU\
1HYHUFOLPERQRUVWDQGRQWKHGU\HUWRS
.HHSWKHDUHDDURXQGWKHH[KDXVWRSHQLQJ
DQGDGMDFHQWVXUURXQGLQJDUHDVIUHHIURPWKH
DFFXPXODWLRQRIOLQWGXVWDQGGLUW
,I\RXVHHZDWHURQWKHIORRUDURXQGWKHGU\HUFDOO
IRUVHUYLFH
'RQRWVSUD\DQ\W\SHRIDHURVROLQWRRQRUQHDU
GU\HUDWDQ\WLPH
:+(186,1*<285'5<(5
1HYHUUHDFKLQWRWKHGU\HUZKLOHWKHGUXPLVPRYLQJ
%HIRUHORDGLQJXQORDGLQJRUDGGLQJFORWKHVZDLW
XQWLOWKHGUXPKDVFRPSOHWHO\VWRSSHG
&OHDQWKHOLQWILOWHUEHIRUHHDFKORDGWRSUHYHQWOLQW
DFFXPXODWLRQLQVLGHWKHGU\HURULQWKHURRP'2
12723(5$7(7+('5<(5:,7+2877+(/,17
),/7(5,13/$&(
'RQRWZDVKRUGU\DUWLFOHVWKDWKDYHEHHQFOHDQHG
LQZDVKHGLQVRDNHGLQRUVSRWWHGZLWKFRPEXVWLEOH
RUH[SORVLYHVXEVWDQFHVVXFKDVZD[RLOSDLQW
JDVROLQHGHJUHDVHUVGU\FOHDQLQJVROYHQWV
NHURVHQHHWFZKLFKPD\LJQLWHRUH[SORGH'RQRW
DGGWKHVHVXEVWDQFHVWRWKHZDVKZDWHU'RQRWXVH
RUSODFHWKHVHVXEVWDQFHVDURXQG\RXUZDVKHURU
GU\HUGXULQJRSHUDWLRQ
'RQRWSODFHLWHPVH[SRVHGWRFRRNLQJRLOVLQ\RXU
GU\HU,WHPVFRQWDPLQDWHGZLWKFRRNLQJRLOVPD\
FRQWULEXWHWRDFKHPLFDOUHDFWLRQWKDWFRXOGFDXVHD
FORWKHVORDGWRFDWFKILUH
$Q\DUWLFOHRQZKLFK\RXKDYHXVHGDFOHDQLQJ
VROYHQWRUWKDWFRQWDLQVIODPPDEOHPDWHULDOVVXFK
DVFOHDQLQJFORWKVPRSVWRZHOVXVHGLQEHDXW\
VDORQVUHVWDXUDQWVRUEDUEHUVKRSVHWFPXVW
QRWEHSODFHGLQRUQHDUWKHGU\HUXQWLOVROYHQWVRU
IODPPDEOHPDWHULDOVKDYHEHHQUHPRYHG7KHUHDUH
PDQ\KLJKO\IODPPDEOHLWHPVXVHGLQKRPHVVXFK
DVDFHWRQHGHQDWXUHGDOFRKROJDVROLQHNHURVHQH
VRPHKRXVHKROGFOHDQHUVVRPHVSRWUHPRYHUV
WXUSHQWLQHVZD[HVZD[UHPRYHUVDQGSURGXFWV
FRQWDLQLQJSHWUROHXPGLVWLOODWHV
7KHODXQGU\SURFHVVFDQUHGXFHWKHIODPH
UHWDUGDQF\RIIDEULFV7RDYRLGVXFKDUHVXOW
FDUHIXOO\IROORZWKHJDUPHQWPDQXIDFWXUHU·VFDUH
LQVWUXFWLRQV
'RQRWGU\DUWLFOHVFRQWDLQLQJUXEEHUSODVWLFIRDP
RUVLPLODUPDWHULDOVVXFKDVSDGGHGEUDVWHQQLV
VKRHVJDORVKHVEDWKPDWVUXJVELEVEDE\SDQWV
SODVWLFEDJVSLOORZVHWFWKDWPD\PHOWRUEXUQ
6RPHUXEEHUPDWHULDOVZKHQKHDWHGFDQXQGHU
FHUWDLQFLUFXPVWDQFHVSURGXFHILUHE\VSRQWDQHRXV
FRPEXVWLRQ
'RQRWVWRUHSODVWLFSDSHURUFORWKLQJWKDWPD\
EXUQ
RUPHOWRQWRSRIWKHGU\HUGXULQJRSHUDWLRQ
*DUPHQWVODEHOHG'U\$ZD\IURP+HDWRU'R1RW
7XPEOH'U\VXFKDVOLIHMDFNHWVFRQWDLQLQJNDSRN
PXVWQRWEHSXWLQ\RXUGU\HU
'RQRWGU\ILEHUJODVVDUWLFOHVLQ\RXUGU\HU
6NLQLUULWDWLRQFRXOGUHVXOWIURPWKHUHPDLQLQJ
SDUWLFOHVWKDWPD\EHSLFNHGXSE\FORWKLQJGXULQJ
VXEVHTXHQWGU\HUXVHV
7RPLQLPL]HWKHSRVVLELOLW\RIHOHFWULFVKRFNXQSOXJ
WKLVDSSOLDQFHIURPWKHSRZHUVXSSO\RUGLVFRQQHFW
WKHGU\HUDWWKHEXLOGLQJ·VGLVWULEXWLRQSDQHOE\
UHPRYLQJWKHIXVHRUVZLWFKLQJRIIWKHFLUFXLWEUHDNHU
EHIRUHDWWHPSWLQJDQ\PDLQWHQDQFHRUFOHDQLQJ
H[FHSWWKHUHPRYDODQGFOHDQLQJRIWKHOLQWILOWHU
127(3UHVVLQJ67$576723RU32:(5GRHV127
GLVFRQQHFWWKHDSSOLDQFHIURPWKHSRZHUVXSSO\